The 'We're saving for a deposit' thread

tara747

Hi all!!!! Good to see some old faces and lots of new ones too!


I haven't been on here since about the start of 2012 - lots has happened, including me getting engaged and married! Sooo, the savings took a hit, but we did it as cheaply as possible and I am still on course to save almost £12,000 in 2012! I've been totting up and still have one a/c to access (Santander - their ebanking is crap) but so far I'm on (DRUMROLL) £65,339, which is £11,000 more than I had at the start of 2012! I didn't save *that* much pre-wedding, but I've been in saving overdrive since then! :money:

Also, my eBay sales are currently £4,559.89!

OH has about £17,000 in savings atm... so together we have over £82,000 saved :beer:

I must update my sig when I've got my Santander balances!

beckythemadcow

tara747 wrote: »

OH has about £17,000 in savings atm... so together we have over £82,000 saved :beer:

Hi Tara! I had wondered where you had gone! Congratulations! I hope you both had lots of fun!

I was starting to feel like I was approaching Tara-zone (big savings) but you're still well ahead! :rotfl:

SG27

Good to see everyone still going! We should be moving in the new year. I thought once we had an offer accepted the hard work saving was over. Didn't realise that buying a house was such hard work too!

J_i_m

I've had a thoroughly topsey turvey month or two.

First there was the expense of needing new glasses, £250+ down the swaney, also due to constant back & neck troubles I decided to replace my bed mattress, £130 escaping my wallet, then the car's ten yearr service sent £320 into the gutter, to add insult to injury it "failed" it's MOT with the dealer garage suggesting an extra £600 worth of work. I baulked at that to be honest and suspect they're having me on. So I've taken it elsewhere for a second opinion.

With all that nonsense I had to take a whole grand out of my savings account to avoid exceeding my overdraft limits.

BUT then came a wonderful surprise, I came into a modest but extremely gratefully received inheritance of £2k, so have immediately banked most of it, with a view of putting the rest of it away after pay day depending on how my car gets on.

But any rate, I was looking at having dropped to 5k by New Years, yet now I might even break 7k!

tara747

beckythemadcow wrote: »

Hi Tara! I had wondered where you had gone! Congratulations! I hope you both had lots of fun!

I was starting to feel like I was approaching Tara-zone (big savings) but you're still well ahead! :rotfl:

Thanks Becky! Don't be hard on yourself, you're doing amazingly well too!!! :T

We've also had to replace the car recently so it's been an expensive year :eek:

[Deleted User]

Well done everyone on their savings so far, hope you're all pleased with your end of year savings/targets.

Just a brief update for me to say that it looks like I'll make my end of year target after all! Yipee!

Just trying to work out a target/goal that's both realistic and challenging for next year.

Hope you all have a great Christmas and New Years if I'm not back on here until the new year!

tara747

tara747 wrote: »

Hi all!!!! Good to see some old faces and lots of new ones too!


I haven't been on here since about the start of 2012 - lots has happened, including me getting engaged and married! Sooo, the savings took a hit, but we did it as cheaply as possible and I am still on course to save almost £12,000 in 2012! I've been totting up and still have one a/c to access (Santander - their ebanking is crap) but so far I'm on (DRUMROLL) £65,339, which is £11,000 more than I had at the start of 2012! I didn't save *that* much pre-wedding, but I've been in saving overdrive since then! :money:

Also, my eBay sales are currently £4,559.89!

OH has about £17,000 in savings atm... so together we have over £82,000 saved :beer:

I must update my sig when I've got my Santander balances!

*ahem*

I overestimated what was in my Santander accounts, my end of year total is actually a nice round £62,200 - so I saved a total of £7,858 in 2012! Way less than £12,000, but we did have the unexpected wedding expenditure and we also had to change our car, so that explains it. I will make up for it in 2013!!!!!!!!!!!!

That makes just under £80,000 in savings between me and OH. :beer:

I_Love_Shoes

I managed to save about £2000 (on a £10k p/a job!) last year but then decided I wanted to go to South Africa and work with lions so now i dont have a penny to go towards a house!
Luckily Im in a much better paid job (£17k) and my boyfriend has saved around £4000 for a deposit so we are slowly getting somewhere.
Its so hard though, we need a new mattress as weve been sleeping in a king size bed with a double mattress for about 2 years, the car needs fixing, Christmas presents need to be bought and my best friend lives abroad so I need to see her too.

J_i_m

Payday tomorrow and it looks like I should be able to bank £800, which means I'll comfortably break the 7k barrier before the end of the year.

At this time I envisage another two to two & half years until I reach my target amount.

Dreamer80

Hi,

Have managed to put away £500 this month towards house deposit and hoping to do the same (or a bit more!) over the next few months. Would like to have £16k by the end of March!

Getting there slowly but surely

Happy saving everyone,
D80