The 'We're saving for a deposit' thread

ManPants

Deposited £500 into Isa this month! Have seriously lost sight and been spending money with little saving!

Must get back on track!

Hope you've all had a good day!

Stupotstu

[Deleted User]

Well just a little monthly update from me, the usual has gone into savings, and I've finally made it to under £15,000 to go! (although I think it maybe a very long time before I manage to save that amount).

Hope everyone else is heading in the right direction!

D9

Jaybo10

Another short update for me - signature changed.

A smaller increase this month and for a while longer as the other half is no longer employed.. feeling a little demotivated staring at my spread sheets and charts seeing how this decrease affects the rate at which we save, but heigh ho! Onwards and upwards..

Starbrite - I am sure you will find something soon!


Happy saving all!

vl2588

ceh209 wrote: »

Where do you even BEGIN to look for a mortgage?!?

Since my target's getting near (I know it looks like a lot of money to save in October but I've actually got a NS&I bond maturing which I hadn't counted till now as I could never track how much it was worth), and OH and I have found a house we like, I decided to take a preliminary look at mortgages.

Moneysupermarket.com is just confusing me! :eek:

Just what I've been thinking! I am miles away from my target but I thought if I started looking I could learn if what I think I can afford is realistic and you never know, the perfect 'cheaper' property might turn up! I thought I'd start with an IFA (:money: gives advice on what questions to ask them) and see where it goes.

£500 saved last month, which is huge for me (target is £250 per month!)

YoungBusinessman

I need £10k for my first place, started saving 6 weeks ago. Upto £3k so 30% of total. Hopefully hit, or nearly hit target by year end.

eviekins

What sort of house prices are you looking at? I'd get absolutely nowhere with 10k where I live! Does the 10k include fees etc, or would that be just the deposit? 3k in 6 weeks is very impressive! Well done!

aylithuk

Hi Guys

Thought I'd join this thread. Me and the OH are now saving for a house. Looking for £20,000 in total to including fees.

Hopfully will have this saved by Mid 2014 as we want to be on the market by the time we are 35

Mikazaru

Up to £3900 now, seemed to have spent a lot of money recently so saving has gone to the wayside slightly but hopefully will pick it up again soon.

Hopefully you'll find something soon Starbrite, redundancy's rubbish

J_i_m

Up to about £4600 now. Should break the 5k barrier next month.

Got my final increment at work, my pay is now "frozen" but at least the shift rotation has improved which means I am more likely to get a fairer share of un-social enhancements.

Aiming on £600-£800 a month from this point on. Although I will allow myself the odd treat. Have to live afterall.

eviekins

Little update from me. Over 45k now should hit 50k just before I turn 23.
Imagine I will finally purchase a house at 25ish? Hoping by then house prices will be a tad more realistic but I'm sure it will take a lot longer than 2/3 years for that! Saying that, I'm obsessed with looking online at houses - im guilty of checking my rightmove app several times a day!!