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The 'We're saving for a deposit' thread
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Wow just read some of the more recent posts on here. Very impressive people and saving totals I must say! If I keep to my budget this month I should reach the 20k mark!! My target these days is to get to 30k plus fees and moving in cost so still a while off but I will be pleased to get into the 20's!
KS
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So, I like to keep £2k in my current account (i know, i know) just in case.
Burnsie, have you heard about the Santander Preferred Current Account? They pay interest of 5% on current account balances of up to £2500. That way you can have your cake and eat it too!
Exciting news for me, I was offered a new job on Thursday.
Not only is it an extra £150 a month, it's also a permanent contract, so hopefully in 6/12 months time, I should have enough employment history for a mortgage! House deposit fund:
£6,780.71 /£13,500 - 50.23% of the way...
Target date: 17 August 2012
Nothing is impossible, the word itself says 'I'm possible'.
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Wow some impressive amounts being saved on here. Can I join too? It seems a long way off but would love to get to 6 figures too.0
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Amazing figures everyone!! We are now up to £5k which we've been saving since September (when we moved in together). Aiming to have saved 8k by the end of this year, with next year being better for saving (will have paid off our furniture, car & sofa- all on 0% credit deals btw :0) )
I've tried looking at the mortgage info thread, but am confused to how much to put aside for fee's; how much is everyone else ear-marking for survey fees, mortgage fees etc?
Thanks in advance:DFirst home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!0 -
littlemisskim wrote: »
Exciting news for me, I was offered a new job on Thursday. Not only is it an extra £150 a month, it's also a permanent contract, so hopefully in 6/12 months time, I should have enough employment history for a mortgage!
Well done on the new job btw!
Looks like we have similar savings targets from your signature :0)First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!0 -
Kittenkirst wrote: »Amazing figures everyone!! We are now up to £5k which we've been saving since September (when we moved in together). Aiming to have saved 8k by the end of this year, with next year being better for saving (will have paid off our furniture, car & sofa- all on 0% credit deals btw :0) )
I've tried looking at the mortgage info thread, but am confused to how much to put aside for fee's; how much is everyone else ear-marking for survey fees, mortgage fees etc?
Thanks in advance:D
Our conveyancing quote for a £200,000 house is £1027+ stamp duty. Full survey £800. Mortgage fees vary can be £0 up to £2000.0 -
Don't forget that March is the last month this financial year, so the last chance to max out your ISA if you haven't already! I am having a 'saving focus' this month to make me go the extra mile! Weight loss: Start weight: 80kg; Current Weight: 77kg; Target weight: 55kg0
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I'm very close to £53k and six months into my plan, ahead of my target by £62 including paying for holiday!
Moving to Birmingham for a new job in late April and planning to lodge. Once I'm based there, I'll start hunting for a place to live and hopefully bag a bargin
This month one of my saving account pays interest should nice little bonus once it pops in "No likey no need to hit thanks button!":pHowever its always nice to be thanked if you feel mine and other people's posts here offer great advice:D So hit the button if you likey:rotfl:0
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