The 'We're saving for a deposit' thread

Suarez

debrag wrote: »

I'm looking to save £200 a month for 10 years so have a deposit of £24k

Put that in the right savings account and you would have nearer £28,000..

BrettMorganxD

Suarez wrote: »

Put that in the right savings account and you would have nearer £28,000..

Oh what I could do with £28,000.

I have a question just to save me starting another thread. If renting a room and it is exclusive of bills are bills worked out 50/50/ divided by number of people in the house? Got to move next year renting a room be cheaper

Simon11

Well it could depend on the size of the rooms?

Why do you need to move? I'm living with home saving huge amounts for my future house

BrettMorganxD

Simon11 wrote: »

Well it could depend on the size of the rooms?

Why do you need to move? I'm living with home saving huge amounts for my future house

Because my job is moving 22 miles away and it would cost me more in travel than to rent

purplevamp

Just doing my daily RightMove ritual , when I noticed this description for a bedroom

Bedroom Four L-Shaped Room 8' 1" x 4' 11" + 4' 11" x 3' 8" (2.46m x 1.50m + 1.50m x 1.12m )
L shaped room, Double glazed window over looking side, recessed spotlights and radiator.

In what universe would this be classed as a bedroom?? :eek::rotfl:

BTW the 4-bed property is on the market for £350K in the South East.

debrag

J_i_m wrote: »

10 years?! We can hardly predict 10 weeks :rotfl:

You should be able to get a mortgage on one persons salary, since I'm single and will be buying alone. Though if you have a partner you might want to include theirs in your application, it might increase your chances and/or get you a bigger loan.

If you become a qualified nurse, I expect you'd be on band 5. If you're currently on band 2 I assume you're a care assistant?

Oh I know, just thinking ahead :rotfl:

Yes I am a HCSW, might become a nurse (still not 100% on this) or train to be an assistant practitoner but that would only be band 4 I think.

BrettMorganxD

debrag wrote: »

Oh I know, just thinking ahead :rotfl:

Yes I am a HCSW, might become a nurse (still not 100% on this) or train to be an assistant practitoner but that would only be band 4 I think.

Would you not have to study 3 years without income if you trained to be a nurse

[Deleted User]

BrettMorganxD wrote: »

Would you not have to study 3 years without income if you trained to be a nurse

You get a bursary if you do it directly through a Uni, but some trusts also let you keep your HCA salary for the first year if you do all your year one placements with them, and you are then "sponsored" by them for the course.

Additionally you can do bank work on days/evenings off to boost your income and this will also look good on your CV.

HTH

D9

dawyldthing

apparently in 2012 a lot of the bursaries are going for nursing i was told the other week:

http://www.nottingham.ac.uk/studentservices/financialsupport/studentfunding/nursingnhsfundedcourses.aspx

its on the nursing from 2012 link off this page too

debrag

I'd be doing graduate entry if I do anyways.

Going by that link:

Funding from 2012:

• A £1,000 grant from the NHS
• An income assessed Bursary from the NHS
• A non income assessed reduced rate loan from Student Finance
• NHS pays tuition fees