The 'We're saving for a deposit' thread

nakiwala123

Well done to everyone in all your efforts! You have kept me motivated. I finally worked out how the thread tools work ( I know I'm a bit slow) and kept up to date with the thread and I have seen people's progress :T. It's inspiring.

Rahven wrote: »

Quick update from me. I found the passbook to a (very) old building society account with a little bit of cash in it. Checked and it was earning something like 0.0001%
Went to the building soc. today and closed the account, putting the £190 straight into the ISA.
Got £10 Co-op dividends this week so put that in too.
Along with the standing order for £220 a month this means that my deposit fund now stands at
£746.48
Not bad for an account that's only been open 2.5 weeks
I think I might have given the OH the bug now, since I proudly told him what my total is now he responded with 'Right I'm gonna go sort my ISA out, you're not gonna beat me!'

Nice going everyone, keep it up!

£746.48 / £2k = 37.3% of target by December 2011

This made me laugh!:rotfl:

I am in the same position as your OH. I found out that my OH had saved more than me! I swore to myself that I am going to save harder to atleast catch up to him!!!! He is better disciplined with money than me so he does try to keep me line!:A

I guess it can only be a good thing that our deposit pot is looking healthier now but I want to have contributed a big chunk to that pot especially now that I have had a salary increase.

JimLad

This post is really inspirational! Its so good to see loads of people joining in with the savings challenge!

Just like you Rahven and nakiwala123, me and my OH have a competition each month to see who can save the most. The loser has to give the other one a massage :P

I have a higher paid job, but she doesnt have the expense of running a car. It means that i lose when things like maintenance or insurance come up but most of the time i can squeeze a win!

Update for this month.

I managed to save £517 (car insurance ) and OH managed to save a massive £1237! Not sure how she managed it but it goes to adding £1754 to our total!

We now have 44,598 which is 89% of our 50k target!

We have found a new house in a new development that we like the looks of. Its not ready until early next year though so this gives us time to save a little bit more

Keep saving people!

JimLad

Woop woop! Just sold a DVD and a CD on amazon!

After postage and Amazons cut it will leave me with about £2 in total

vl2588

JimLad wrote: »

me and my OH have a competition each month to see who can save the most. The loser has to give the other one a massage :P

Bloody fab idea, wish I could make mine save this way...will have to be more cunning I think!!

Matt1977

Yay! Another £230 to the pot, equating to £7,602! :cool: Thing is, I'm not sure what my target is. I wouldn't want to pay more that £100,000 for a modest freehold property, to be honest.

If houses remain out of reach then this will become my 'Nissan 370Z account', with a target of £30,000. :cool:

ManPants

JimLad wrote: »

Woop woop! Just sold a DVD and a CD on amazon!:(

There is free listing on ebay this coming weekend!



Stupotstu

Rahven

stupotstu wrote: »

There is free listing on ebay this coming weekend!

I am so there! Got an auction ending tonight from the last free listings, so that's a (very) little bit more for the pot

[Deleted User]

stupotstu wrote: »

There is free listing on ebay this coming weekend!



Stupotstu

Thanks for the heads up - I have been waiting or one of these!

Rahven

Another update from me - transferred my old ISA into the new one. Setting aside the remainder of the wedding budget this has added £508.10 to the deposit fund
So the house deposit fund is now at £1254.58, into the first thousand, yay!
£1254.58/£2k = 62.7% (first target)

JimLad

stupotstu wrote: »

There is free listing on ebay this coming weekend!



Stupotstu

Oh yes I got an email about that today! I listed 10 items last time, 4 sold, so I will relist the remaining 6 once again this weekend. One day they will sell!

I have an extra item this week though, a £5 coin from the 1999/2000 /millenium. Many people have been selling them buy it now for £45 so i think i will start the auction at 35 and see how we go.