We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The 'We're saving for a deposit' thread
Options
Comments
-
Welcome to the thread Jodami84 - well done with the savings so far
Just a little update from me - I've added another £23.09 to the total, which comes to £20,083.75 - gonna save another £4,000 before properly looking at places
Hostie
xxSaving for a deposit for a place of my own.....:jSavings so far £29,450/£40,000:j 73.6% SAVED!!!1poll £23.90/£40.00 (claimed 1x£40)No Monthly Car Payments left! Paid off on the 5/11/10!0 -
Helloooooo.
How much are you all managing to save a month? I always thought I did quite well on the savings front, but wow, you guys have put me too shame - going to take FOREVER to save for a deposit at this rate!
xx0 -
I've just had Laser eye surgery, which set me back £2.5k in my target but well worth it Got only a year to save a few extra £k's to reach my target
What's your target to put away ms_London? I'm trying to keep it £800 a month( As thats what I can invest max in my savings account), but it will be going down soon as I reduce hours due to Uni
Have a look at where you save money Ms_London? Do you need to mobile contract, do you need a car. Look at what you need and want you want "No likey no need to hit thanks button!":pHowever its always nice to be thanked if you feel mine and other people's posts here offer great advice:D So hit the button if you likey:rotfl:0 -
That's me at 79% now and it's pay day next week so I'm still on track for my target date. The closer it gets the more scared I get, if that makes any sense? The idea of taking the plunge and buying a house is petrifying!!Deposit Saved -> £25000 Target -> £25000100% of the way there :jTarget Date -> 31/12/20110
-
Whilst I don't wish to be nosey, saving for a deposit of only £15k is very low and including fees with the transaction ect, this won't stretch far or the mortage rate will be very poor? I'm trying to aim for min 20% deposit as 10% rates are very poor Good Luck x "No likey no need to hit thanks button!":pHowever its always nice to be thanked if you feel mine and other people's posts here offer great advice:D So hit the button if you likey:rotfl:0
-
Whilst I don't wish to be nosey, saving for a deposit of only £15k is very low and including fees with the transaction ect, this won't stretch far or the mortage rate will be very poor? I'm trying to aim for min 20% deposit as 10% rates are very poor Good Luck x
I agree 15k wont get you far unless you go for a mortgage witha very poor rate on a very cheap house.
I am aiming for 30k by 30th September 2012. Hopefully my girlfriend will have 10k by then (and have finished her teacher training) which will put us at 40k in total for deposit and fee's Mortgage Free 22/03/17
MissWillow is my OH!0 -
I agree 15k wont get you far unless you go for a mortgage witha very poor rate on a very cheap house.
I am aiming for 30k by 30th September 2012. Hopefully my girlfriend will have 10k by then (and have finished her teacher training) which will put us at 40k in total for deposit and fee's
It's more than enough when you live out of the madness known as London/English house prices :cool: £90,000 will get you 2/3 bed house in a nice area where I am.Deposit Saved -> £25000 Target -> £25000100% of the way there :jTarget Date -> 31/12/20110 -
Whilst I don't wish to be nosey, saving for a deposit of only £15k is very low and including fees with the transaction ect, this won't stretch far or the mortage rate will be very poor? I'm trying to aim for min 20% deposit as 10% rates are very poor Good Luck x
Some of us live in areas with realistic house prices. :money:Deposit Saved -> £25000 Target -> £25000100% of the way there :jTarget Date -> 31/12/20110 -
HouseHunter2010 wrote: »Some of us live in areas with realistic house prices. :money:
You are very lucky. £15K would barely pay for a deposit on a beach hut in my neck of the woods.
My deposit has taken a bit of a knock these last few months as our monthly income has dropped by around £700, and my DS1 is off to Uni tomorrow, so we've had to pay for bits and pieces for him.
On the plus side we'll have one less mouth to feed for the next 3 years :cool:Mortgage: Was: £154,495 Oct 2039 Now: £82,340.34 May 2037Swagbucks ~ £130 (2024 ~ £395)Surveys ~ £141.14 (2024 ~ £280.14)Make £2025 in 2025 #5 ~ £964.62 ~ (2024 ~ £2,561.04)0 -
I've got a new job finally, so i'm back with you saving for my deposit 0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards