The 'We're saving for a deposit' thread

ShelleyC_2

Looks good. I do think the self build is so appealing but I've struggled to find a plot in a place I'd like

Also think I'd be one of those stoopid grand designs peeps who forget something important and end up paying loads more money than planned :rotfl:

Dinah93

Plot is the hardest part I think, one thing I have noticed is there is very little difference in plot costs between the good and the slightly dodgy areas, just the good areas don't come up as much.

ShelleyC_2

I agree and some of the things they release as plots - barely room to swing a cat let alone build a house.

This one came up today but its further away from work than I wanted.

Dinah93

Wow, amazing plot though.

ShelleyC_2

Dinah93 wrote: »

Wow, amazing plot though.

Its great I may just do a test drive to work to see. Also need to scope out how close neighbours are and what the plans aim to build

[Deleted User]

Update from me - Added another £400 this month was quiet on the babysitting front due to several weekends of being out and about and being ill.
Under £100 to hit my 10% mark on my savings :j

happytails

My offer got accepted yesterday! :jWe are on our way!
We put an offer in of £90k on a £100k house on Mon (first came on market for £125k july 08), got rejected, held out until thurs and upped it to £91250, which they declined but came in with a counter offer of £92k so we said yes :beer: i just hope things run smoothly now!

The mortgage advisor at countrywide has a list of recommended solicitors etc but i think we are going to research our own etc first!
Also, we have a mortgage agreement in principle with Halifax - do we Have to have our mortgage with them? Just thinking if there is a better deal on at the moment with someone else? We have 10% deposit x

Good luck with the savings everyone xxx

Jaymz

Congratulations happytails! :beer:

Got paid yesterday and have saved another £500 towards my deposit fund. I am only £2k (4 months worth of saving) away from my original target but because of the poor mortgage deals etc I might set myself a new target!

Got a separate savings account for the fees/moving costs which is also coming along nicely.

Well done to everyone on here and just remember, the more you put down, the less you have to pay back

purplevamp

:j Congratulations Happytails :j

Fingers crossed it all goes smoothly for you.

I haven't posted much as there's not been much to report. The savings are going slow, mainly due to having had 2 birthdays within 3 weeks of each other (DD was last month and DS2 is on Tuesday) and we've just had a small party for them with bowling and McDs, so my purse is £50 lighter tonight :rolleyes:, there were only 9 children in total, any more would have been too much to handle :rotfl:.

One of my savings accounts matured this week and I managed to get £34 interest, I'm quite pleased with that as I thought it would be a lot less with the rates dropping. We're up to nearly 30% of our first goal, which will be around 20% of the asking price, but because our wages aren't great we want to save as much as we can to get a better mortgage deal.

Carrie85

Hey all, good to see everyones doing so well.

Added another £200 to my savings. seems to be going so slow as i can't save a huge amount each month.

Still waiting for a refund and debt to be paid to me which will go straight to the fund, will hopefully get them by the end of july and it will take me to the £2000 mark.

This is the most i've ever had saved though, so am fairly pleased with myself and as long as it's going upwards thats good.

Congrats Palema, nearly at 10% is great. Waiting to hear on a job which if i get it should put me at that mark too.

Keep up the good work everyone :j