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best current product assuming rates to go down slowly?

Hello

With the assumption above, I'm looking for a discounted 2y/3y product allowing good couple multiples, reverting to variable with minimum premium on base BoE after said amount of time. Flexibility a must for possible windfalls and, if rates work out OK, would consider offset products.

Any advice? Thanks!

Comments

  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    WHat figures are you looking at?

    What is the purchase price?

    What depsoit do you have to put down?

    What is the income to be taken into account?

    Without these figures it is difficult to look at any rates
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • alex69
    alex69 Posts: 196 Forumite
    herbiesjp wrote:
    WHat figures are you looking at?

    What is the purchase price?

    What depsoit do you have to put down?

    What is the income to be taken into account?

    Without these figures it is difficult to look at any rates

    Thanks.

    Need about 220-230K for a purchase of about 450K with a joint income of 70/75K.
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