We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Private Father

Hi,

My dad is in a large amount of debt - I believe roughly 60k. Which include credit cards, loans and his mortgage/remortgage.

We don't live with my dad, but he has mentioned that it is looking likely that he will have to sell his house come the autumn. And whilst my mum has offered him a place to stay here (dreaded thought - I love my dad, but am glad we dont live with him), but he has turned it down saying he doesnt want charity.

He is a self-employed sales man that I believe is barely making any income, and his out-goings are minimum 2k a month.

I was wondering are there any benefits that the self-employed are entitled to and how much they would be?

He is actually an avid fan of MSE, but I do not feel I can talk to him about his debt, or how I can help him, and I feel at quite a loss at what to do. Anyone got any recommendations of things I could suggest without invading his privacy too much?

Thanks in advance,
Kitten

Comments

  • Fran
    Fran Posts: 11,279 Forumite
    Part of the Furniture 10,000 Posts Photogenic Combo Breaker
    Hi,

    Where have you got the info that he is in debt from and that his outgoings are minimum 2K per month (as you say you can't talk to him about debt)?

    If you are unable to discuss it with him then the best you can do is recommend that he reads the debt info on this site and make him aware that contacting CAB or CCCS about his debts is confidential if he needs any help.

    Really if he's not going to discuss this with you there's not a lot more you can do about it.
    Torgwen.......... :) ...........
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.