C&G Lifetime Tracker

Gambler

My fix with C&G ends on 31st May and have been looking at their website.


Lifetime tracker has a £99 booking fee and no ERC's.

5.89% with a £999 arrangement fee
6.09% with no arrangement fee


Have also looked on the mortgagegenie website and they are qouting the same two deals but at

5.63%
5.83%


Are brokers able to get better rates on this product and do I have any chance of getting the same rate as a an exisiting customer?


Thanks

JF77

Hi, The mortgagegenie products both carry an ERC of 1% until 31/07/2011.

Brokers can have access to exclusive deals.

I would imagine that you need to be a new customer to access these deals but, maybe someone could clarify this.

payless

the in branch / inline deals have recently often been a little higher than the broker range - brokers can't do inhouse swaps though! ... on occasion a nice branch manager will give a client a deal that matches the broker range :-)

Thye have however just added a ERC to the broker term deal

snarffie

Gambler wrote: »

My fix with C&G ends on 31st May and have been looking at their website.


Lifetime tracker has a £99 booking fee and no ERC's.

5.89% with a £999 arrangement fee
6.09% with no arrangement fee


Have also looked on the mortgagegenie website and they are qouting the same two deals but at

5.63%
5.83%


Are brokers able to get better rates on this product and do I have any chance of getting the same rate as a an exisiting customer?


Thanks

I was in Lloyds bank today, and mentioned that I was looking at remortgaging. They told me that they offer advice on Lloyds, Scottish Widows and C&G mortgages. I told them that I wasn't happy with C&Gs booking fees, but might consider them otherwise.

I was surprised to hear the MANAGER tell me not to be put off by the fees as they can be waived! Never heard this from a bank before. Certainly wouldn't get that with Nationwide!

Anyway, maybe it's worth a try...

Gambler

snarffie wrote: »

I was in Lloyds bank today, and mentioned that I was looking at remortgaging. They told me that they offer advice on Lloyds, Scottish Widows and C&G mortgages. I told them that I wasn't happy with C&Gs booking fees, but might consider them otherwise.

I was surprised to hear the MANAGER tell me not to be put off by the fees as they can be waived! Never heard this from a bank before. Certainly wouldn't get that with Nationwide!

Anyway, maybe it's worth a try...

We've been with C&G for 7 years now since we first owned a house(s) and they've never done this for us and we have asked !!

kizzykizzywizzy

I got my fixed rate mortgage with c & g 3 years ago & didn't pay any fees at all.

herbiesjp

kizzykizzywizzy wrote: »

I got my fixed rate mortgage with c & g 3 years ago & didn't pay any fees at all.

How times have changed in such a short period of time