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credit report with equifax?
weesie81
Posts: 214 Forumite
mine is back at 407 with a yellow warning due to 2 late payments on bank of scotland credit card in 0ct & dec last year both were bank errors not my fault and balance is now nil
hubby's is back at 377 with a red danger circle saying very poor in the credit agreement section to do with 3 payments in oct 2004 we were having huge problems with bank of scotland current account which is since been closed
we both have yellow next to electoral roll as we have not been on it long
apart from the above all is green with excellent & good next to it
is this a bad report? would people lend to us? can we fix any of it?
hubby's is back at 377 with a red danger circle saying very poor in the credit agreement section to do with 3 payments in oct 2004 we were having huge problems with bank of scotland current account which is since been closed
we both have yellow next to electoral roll as we have not been on it long
apart from the above all is green with excellent & good next to it
is this a bad report? would people lend to us? can we fix any of it?
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Comments
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Hello, as long as you continue making payments on time it should be ok, this is historical data and if the good marks appear more than the bad ones you should be ok as long as there are no defaults or ccj's, if an application is declined make sure you appeal it with an underwriter, just persevere.
Regards
Rob
Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0
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