We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Remortgage now or wait until move?
Comments
-
I'm having a similar dilemma in that my fixed rate ends on 31-May. I want remortgage now as current lender C&G is so uncompetitive. My house is under offer but our purchase fell through last week so we are looking again.
I'm wondering if I should just remortgage now for current house but take apply for a higher amount (+£30K) so i can then port easily to my new house.
Any thoughts?0 -
Again, I wouldn't remortgage now. It's 10 weeks till your mortgage product expires; you might have sold by then.
You would be remortgaging for the sake of saving a month or so's interest rate differential.
See whether your current lender will give you a free (or very cheap) product switch to something with no ties.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.2K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards