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Remortgage advice for NR - First time buyer

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Comments

  • Conrad
    Conrad Posts: 33,137 Forumite
    10,000 Posts Combo Breaker
    Angeljay, a freindly tip; Try to give the vital facts to make it possible to help you here.

    You still dont say whether you have any equity?

    Do you have equity or do you owe more than the property is worth.

    In order to remortgage you will need at least 5% equity.
  • angeljay
    angeljay Posts: 202 Forumite
    Part of the Furniture Combo Breaker
    Sorry, I purchased the house for 84K nearly 2 years ago in June 2006. However the house had a lot of work done such as damp proofing, brand new kitchen (was only a free standing sink and cupboard when bought).

    There is only 6 other houses on my street and none have gone up for sale since I have lived there, I have not had the house valued so do not know if there is any equity. Me and my ex partner originally took out 100K in total using 16K for improvments.

    I believe that looking at houses near me 2 bedroom terraced, my house may be worth 105 - 110 but without a proper evaluation I don't know.

    Sorry this is best I know to my knowledge
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