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Thanks to your support i have completed my forms but...Question HELP

Filled in the forms,printed them off,need to finish raising the cash.
My question is if i contact the court about a bankruptcy date do they assign me an OR there and then and begin the procedure from then?
:confused::confused:

Comments

  • or do i have a meeting with the OR and then book a bankruptcy date.
    plus i want to get my CTC and WFTC paid into a post office basic account,can i set this up before any court or OR contact?:confused:
    Thanks xx
  • Scarlett.1974
    Scarlett.1974 Posts: 2,765 Forumite
    They all work differently. With some courts you get to speak to the OR on the day, but with others (as happened to us) they sent our paperwork over the OR's office after we'd been made BR and she rang us 2 days later for a brief chat and we arranged the time and date for our interviews then :)

    Do contact your court as soon as you can - some are very busy at the moment and the first available dates are several weeks away.
    You can't control everything in life....... your hair was put on your head to remind you of that :p

    Proud to be BSC no. 103
  • Scarlett.1974
    Scarlett.1974 Posts: 2,765 Forumite
    or do i have a meeting with the OR and then book a bankruptcy date.
    plus i want to get my CTC and WFTC paid into a post office basic account,can i set this up before any court or OR contact?:confused:
    Thanks xx

    No, the first thing you need to do is contact the court and book your date :)

    Yes, you can set up your post office account for your benefits whenever you like. As this is an account for benefit payments only the OR will have no interest in it :)
    You can't control everything in life....... your hair was put on your head to remind you of that :p

    Proud to be BSC no. 103
  • So do i tell the OR about my receiving CTB and HB?
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    So do i tell the OR about my receiving CTB and HB?

    Those should be itemised in the "benefits" section of the your form 6.28. That is Question 6.6.

    The OR will get a copy of that form, as it is used by them as a starting point in your case.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Scarlett.1974
    Scarlett.1974 Posts: 2,765 Forumite
    So do i tell the OR about my receiving CTB and HB?

    Do you actually receive them or to they go straight to paying for your rent and CT? If you do, then yes I would guess you would list them on the I&E section. If you don't and they're paid direct then I'm guessing you wouldn't list them, but maybe explain that you get them in the 'other information' section.

    Can anyone more experienced clarify this?

    :)
    You can't control everything in life....... your hair was put on your head to remind you of that :p

    Proud to be BSC no. 103
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Do you actually receive them or to they go straight to paying for your rent and CT? If you do, then yes I would guess you would list them on the I&E section. If you don't and they're paid direct then I'm guessing you wouldn't list them, but maybe explain that you get them in the 'other information' section.

    As far as I know you could do it either way as long as you explained. If you didn't include them in your income/expenditure, then you would certainly need to write "something" to explain why you have nothing (or little) down for rent/council tax.

    In the sections for those you could put "met/partially met by CTB/HB".

    Like most things on the forms, exactly what to do is a bit open to interpretation. But as long as you explain yourself clearly, it's normally OK.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Thanks people what would i do without you?
    They go straight to LL and council,so the figures i put in my I&E are what i pay for them myself
    Thank you again:T

    Getting closer feels good,will ring court first thing, then start selling my @rse on ebay,metaphorically speakin of course xx:rotfl:
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Getting closer feels good,will ring court first thing, then start selling my @rse on ebay,metaphorically speakin of course xx:rotfl:

    I should hope so.:p

    I HATE that I&E section!

    Just when I think I've figured out how it should be done in most cases, something pops up that makes me go 'err.....umm............':o
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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