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personal retirement annuity

hi all
love the site and i need advice

i have an rpa which pays a monthly sum in which my wife and i live on however with rising costs etc we are struggling to survive
my question is are we locked in to this or are there any alternatives
we took it out in 2000 and it pays until 2010.
any help greatly appreciated

Comments

  • dunstonh
    dunstonh Posts: 121,231 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Lifetime Annuities and compulsary purchase annuities are a once in a life time purchase. Once done, you cannot go back and change them.

    You say it pays out until 2010. Are you sure this is a pension linked annuity as they will pay out until death. Was it a different type of annuity? or even a different type of product?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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