Let's compare the performance of pension funds

QQQ

Hi Everybody,

Currently I have to choose a pension fund in the UK. Does anyone know any performance comparison website to compare the performance
of various pension providers and their pension funds?
For example, it could be like this one: http://www.nlu.ru/pifs-doxodnost.htm?=&da=2008-02-29&fd=29&fm=02&fy=2008&s=14&b=0
But it is for Russia, not for the UK (and not exactly for pensions), just to explain the idea what I am looking for.

Thanks

dunstonh

There are about 13,000 pension funds, 2000 unit trusts/oeics and many more investment options that can go into a pension.

Morningstar will give you data on unit trusts. Trustnet/Financial Express will give you data on unit trusts, life funds and pension funds.

Your provider should be able to supply data on the funds they offer within their own pension. Some have very good websites that do this. Some have very little.

Of course, performance alone is not how you should compare funds. A higher risk fund in the same sector as a lower risk fund will perform better or worse at different times.

Also, single fund investing is old fashioned and will result in lower returns over the long run.

I suggest you look at your pension provider's own website first as that will only show the funds you have available. There is no point looking up sites with 30,000 funds if you only have access to 10.

meester

do you mean a fund or a provider?
Is this a company-provided pension or your own ?

QQQ

dunstonh wrote: »

There are about 13,000 pension funds, 2000 unit trusts/oeics and many more investment options that can go into a pension.

...

I suggest you look at your pension provider's own website first as that will only show the funds you have available. There is no point looking up sites with 30,000 funds if you only have access to 10.

Thank you.

Of course, not only by performance, but also by Sharp, Sortino, and other characteristics. And I will see the performance not just of last months, but for 5 or 10 years.

Right, there are 30000 funds, that is why I am looking for centralized comparison, all in the one table with an ability to sort or filter the data. So, is there any of that kind?

QQQ

meester wrote: »

do you mean a fund or a provider?
Is this a company-provided pension or your own ?

Both provider and its funds.
Yes, it is company-provided.

meester

QQQ wrote: »

Both provider and its funds.
Yes, it is company-provided.

ok, so you need to say which provider it is. That would determine your fund choice.

dunstonh

QQQ wrote: »

Both provider and its funds.
Yes, it is company-provided.

Which means that you are going to be limited to the funds on offer by the provider. This could be as few as just 1 or could be a handful or could be 20 or so. They are almost certainly going to be internal funds or institutional funds if it is a company pension (rather than a group personal pension) and most institutional funds dont appear on retail fund data feeds.

I think your first point of call has to be the administrator of the pension as they will let you know what funds you have available. They should also supply the data you want.

Then you can take a look at say Trustnet to see if the pension fund appears on there or not.

QQQ

dunstonh wrote: »

Which means that you are going to be limited to the funds on offer by the provider. This could be as few as just 1 or could be a handful or could be 20 or so. They are almost certainly going to be internal funds or institutional funds if it is a company pension (rather than a group personal pension) and most institutional funds dont appear on retail fund data feeds.

No, the company allows to choose a pension provider and will pay to this pension provider. So, I can choose any.

meester

QQQ wrote: »

No, the company allows to choose a pension provider and will pay to this pension provider. So, I can choose any.

In which case they would write a cheque to a SIPP provider such as Hargreaves Lansdown. You can see their fund choice on http://www.h-l.co.uk/fund_research/fund_search.hl

This basically gives you most of the available funds on the market, although a few trackers and other funds have an additional 0.5% charge with HL, making them less attractive.

In that case you just choose funds based on your own research from www.trustnet.com www.bestinvest.co.uk www.morningstar.co.uk etc

EdInvestor

You'd be best to select funds by using the rating site

https://www.citywire.co.uk/Funds/Home.aspx

Then look at SIPP providers which offer the funds you have chosen, comparing fees and charges.

https://www.h-l.co.uk
https://www.sippdeal.co.uk
https://www.selftrade.co.uk

are three of the lower cost providers with a big range of funds.