Equifax Credit File

pinkjaney

Hi

Have just got y credit file and have tried to look via advice on the forum but still cannot make sense of it.

Under some creditors are a row of S00000000(this is good?????) but others have DIIIII6555 and end 22/03/07?????.

Made bankrupt feb 07 discharged nov 07.

Also where the house is concerned for satisfied they have put NO and also on another page it says partial ??????


Could anyone explain cause I am very confused

fermi

As far as I remember (can't find my report to check at the moment) the monthly status indicators:

D = default
S = satisfied
0 = payment on time
1-6 = how many late/missed payments

The important things are that the original default date isn't later than your bankruptcy date, and that the account is marked in some way to show it is at least partially settled or satisfied and there is no balance listed as outstanding.

If you have any really tricky problems with the credit reports, then you can go and ask the originators of the information in that sticky in the "Credit Reference Files" section of the forum HERE.