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Mortgage Mistake?
hotshotandy
Posts: 1 Newbie
I've had my mortgage with Abbey National for the last four years of a five year fixed deal. Recently i checked the paperwork and found that the address on the mortgage did not relate to my address. I live on an Avenue and the paperwork relates to Drive where another house already exists. I'm keeping up the payments on the mortgage so there's no problem there. I live in Scotland so was wondering how i would stand if i contested the mortgage as it doesn't relate to the house where i live? I need any advice to be 100% lawful as the job that i'm in.
I'd be grateful for any advice, It would be nice to get one over on the big fat cat banks?
I'd be grateful for any advice, It would be nice to get one over on the big fat cat banks?
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LOL your absolutely bonkers! contesting an entire mortgage over a mistake with the address? And added to that, what you are doing is immoral, a decent honest person wouldnt think that one up let alone contemplate doing it. Admitting it is even worse.
For gods sake what is this country coming to?!I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
hotshotandy wrote: »I live in Scotland so was wondering how i would stand if i contested the mortgage as it doesn't relate to the house where i live? I need any advice to be 100% lawful as the job that i'm in.
I'd be grateful for any advice, It would be nice to get one over on the big fat cat banks?
You want to rip off the whole value of a mortgage, that you happily signed up to, because of a mistake on the address???
Good luck!...much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0 -
This has to be the most pathetic post for a long time.was wondering how i would stand if i contested the mortgage as it doesn't relate to the house where i live?I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
What will happen is that you will give the Abbey a damm good laugh. Well you did me anyway!0
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Your solicitor will have registered a Standard Security on your property on your property for the bank. The fact that the offer has a typo with relation to your address is effectively meaningless unless your solicitor has also made a mess of it.
Even then under Scottish law I don't think there is any scope for you to cash in as I think it would fall under "unjust enrichment" and the bank would be able to sue you for what is owed.0 -
Why don't you sue them for the distress it's caused instead? You might have more luck.
This forum reminds me just how many freeloaders and chancers we have in the UK
Signature on holiday for two weeks0 -
Not to mention their interest is probably correctly noted on the title deeds.
Also you may find your in for a whole lot more if the house on Drive is mortgaged for more than your property.0
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