House Deeds

utterbar

If you've got a title number then the title is registered. I'd probably keep the deeds for historical value but the Land Registry entry is definitive.

TEDDYRUKSPIN

You need to go and get the deeds from the bank. The bank will only keep it for you and if you really don't need it, I would leave it there. Free safe keeping I say.

cm233lh

The C&G sent me all the paper deeds a few years ago. They said the land registery hold the records now, but that I should keep the paper copies safe. When I remortgaged last year, the solicitors said that the deeds might be needed when we sell the house, and they could look after them for £50 a year. I declined their offer. I keep the papers in a box in the loft along with some other historical docs relating to the house and the plot. I don't know if I would really need this paperwork, but I guess there's a risk to it from fire, burglary, book-mites etc.

peter999

utterbar wrote: »

Up to you really, the bank will keep them if you pay a fee. If the property is registered with the land registry the deeds are somewhat redundant anyway.

There seems to be some confusing advice being given out about the meaning of "Registration"

Just checked my area on the Land Registry:

Is your land registered ?
By answering these simple questions, you should be able to find out if your house is registered.
http://www.landregistry.gov.uk/register_dev/service/default.asp

The compulsory registration date for the district of xxxxx was the 01/01/1937

If you bought your house after the date shown it should be registered - Visit Land Register Online to get a register

Now I don't think they had computers in 1937, so can't believe that the deeds are redundant even though properties are registered since at least 1937 in my area.

This thread suggests you may still need the original deeds.

Lost deeds etc.
http://forums.moneysavingexpert.com/showthread.html?t=501610

peter999