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Soa - Any Ideas?

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Comments

  • RAS
    RAS Posts: 36,154 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ANY_CHANCE wrote: »
    Yes i was going to do the diploma due to the financial reason but ive seen newly qualified nurses saying that they will top up the diploma to make a degree qualification thats 4 years of studying and as im already 100 i wanted to get it over and done with. The degree course is also, so ive been told but i may be mis informed geared towards management.

    Sure, at the start it wont matter if you have a degree or not although if you want to teach or be in managemet position later on it may help

    A few facts here

    Whether or no you do the degree or diploma, you will start in the grade. if you do not sign up to take your degree, you will not be able to progress up the management tree, but frankly, you have about 5 years before that starts to impact.

    When you qualify, you will HAVE to do some sort of specilist study, say in Accident and Emergency Nursing or Practice Nursing. The NHS pays you to do this study at a local university (through something called the NMET levy) and it can count towards your degree. Obviously if you have already done a degree, you get no academic benefit from the specialist study, just practical skills. So your do your required specialist course, then add a dissertation on top. You have your degree all done and dusted, within two three year part-time study, paid for by your employer, whilst gettting the specialist skills essential to do your job.

    And as for your age, are you over 50? If not, then seriously, age is not an issue in this profession. Some peope do not even qualify until they are in their fifties.
    If you've have not made a mistake, you've made nothing
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Hi there,
    Could the horse not be offered to a sanctuary?
    Best of luckV
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • tyllwyd
    tyllwyd Posts: 5,496 Forumite
    How many children do you have - I'm guessing from your child benefit you've got three? Do you claim tax credits?
  • Too late start monday on course

    As for the horse thats a tough one:think:
    “most people give up just as they are about to achieve success”
    If you think you are going through hell keep going - Sir Winston Churchill
    If You Can't Change It, Change the Way You Think About It.
    SW, 13st5lb, -4 1/2, -1,(12st13.5lbs)
  • tyllwyd wrote: »
    How many children do you have - I'm guessing from your child benefit you've got three? Do you claim tax credits?

    Yes three 14, 7 & 4

    Tax credits over paid so now we dont get anything
    working tax credit award is 0
    child tax c is 545.34
    but being paid back
    “most people give up just as they are about to achieve success”
    If you think you are going through hell keep going - Sir Winston Churchill
    If You Can't Change It, Change the Way You Think About It.
    SW, 13st5lb, -4 1/2, -1,(12st13.5lbs)
  • scotsgirl_3
    scotsgirl_3 Posts: 1,618 Forumite
    If you are becoming a student remember to notify council tax. student are generally council tax exempt. assuming there are no other adults in your house except for oh you should be able to claim a discount, as he will effectively be classed as a single person for the purposes of council tax, which normally means a 25% discount
  • Hi good luck with the course

    degree or diploma you will start on the basic grade. On the premis the minimum you need to be a nurse is a diploma the rest is for your benifit :mad:. Unless of course you work for private company (paid lots more) rather than NHS

    This may help or not but are you aware that you can apply for a student loan as you are doing a degree and when at uni don't forget to look into the hardship funds offered if you are stuggling.

    Student union can help you with this.
    Mortgage Owed: Sept 14 - £107398.20
  • Prudent
    Prudent Posts: 11,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What about offering the horse to the IPLH? They would ensure he was well looked after and you could still visit him.

    Having said that, you are doing well managing to keep him for £120 per month.

    My gas/ electricity is the same as yours for a three bed house and I am constantly struggling to keep it down to that amount.
  • mummytofour
    mummytofour Posts: 2,636 Forumite
    Any chance you can change from GMAC? I was with GMAC and after one payment they sold over to mortgage express who have been really good, GMAC are linked to the libor rate and mortgage express to the bank of England base rate, better being linked to bank of England rate. Not sure how easy it will be to change as you are on a dmp. Good luck with the study.
    Debt free and plan on staying that way!!!!
  • Any chance you can change from GMAC? I was with GMAC and after one payment they sold over to mortgage express who have been really good, GMAC are linked to the libor rate and mortgage express to the bank of England base rate, better being linked to bank of England rate. Not sure how easy it will be to change as you are on a dmp. Good luck with the study.
    Mortgage is fixed rate for 2 years and as you say the DMP and financial state affects the rate we can get - do things ever get easier? Thought we were getting somewhere but things seem to get worse
    “most people give up just as they are about to achieve success”
    If you think you are going through hell keep going - Sir Winston Churchill
    If You Can't Change It, Change the Way You Think About It.
    SW, 13st5lb, -4 1/2, -1,(12st13.5lbs)
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