Help/Advice needed about existing DMP - any experts?

mrsclecoco_2

Hi melt sorry to hear things aren't much better, same here really i got court papers this morning ( i was not impressed) and had a conversation with a right muppet at halifax, wouldn't pass me to his manager just kept saying you owe £5800 are you going to pay today?? errrmmmmm no i wouldn't be on a dmp if i had money like that would I!!!! Well is there no family memeber that can help you???? ermmmm no, 'How about you lend me the money!!!' he put the phone down at that point!!!. Lol!!!

Don't stress about it it's not good think about your bump, money isn't the be all and end all in life it's a pain in the a**e if you ask me. We have 10 creditors and not all have accepted the dmp I just keep paying and deal with whatever turns up and when it does!!!
take care x

melt71

mrsclecoco wrote: »

'How about you lend me the money!!!' he put the phone down at that point!!!. Lol!!!

LOL They're unbelievable aren't they? It's difficult to take them seriously when they say stuff like 'can you pay the whole balance today'. Yeah sure, will you take a credit card :rotfl:

We'll just have to see how it goes, the good thing is that we have completely seperate credit records as we are not financially contected and I have no debts except my mortgage, so I can get credit when I need to (I've just remortgaged for example). If we didn't, we'd be really in the poo, so I guess it could be worse :rolleyes: I've actually just gone through all of our finances this week in preperation for my maternity leave and it's not too bad considering.

It's just so frustrating though when he's paying about 28% of his take home pay every month and it's still not making a dent in this debt.

Good luck with your money problems, I hope you get them sorted and thank you for the words of encouragement.

mrsclecoco_2

Good luck with the baby, I didn't prepare for my maternity leave, I was planning on going back full time after 6 months. I did after 8 months and then found out i was expecting triplets. lol. I now work weekends and I wouldn't have it any other way. Except the debt of course, but life is so much more important than money i've stopped worrying most of the time, they can't have what I aint got
xx