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DMP probs, anyone else had issue?
kenneth77
Posts: 70 Forumite
I started a DMP last november but only this month they sent me a letter to say that they sent offers out to my debtors and i should hear off them in 2 weeks times, well had the first one back today which was for a barclays overdraft which barclays have rejected !!?? also i never got into trouble with them they say its not enough money so they closing account and passing over to there collection company
ouch??
ouch??
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Comments
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Hi there - I am not on a DMP, so don't know the realities of one, but just wanted to bump this thread up in the hope someone else can help.Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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That's normal for Barclays - they'll pass it to Mercers who will probably accept the offer.
Who's your DMP with?0 -
Who's your DMP with? The best 2 tend to be CCCS or Payplan, both free which means you aren't paying some one to do the paperwork
DS1 arrived 22/02/11! 8lb3oz
DD1 arrived 20/05/09 10lb3oz*Post Baby Weight loss start 23st5lb [STRIKE]now 19st 13lbs[/STRIKE] Post pregnancy weight #2 22st3lbs now 20st12*0 -
my dmp is with harrington brooks trading as all clear finance ,
anyone else with them????0 -
you need to use cccs or payplan, all clear charge a fee 25% they tried charging me. Use a free service give cccs a ring they are great.Proud to be dealing with my debts through cccs
#3 MAD ebay challange aim £500 so far £390.17 :j0 -
Banks take a dim view if your paying someone, they seem to think it's their money they may be right. Contact cccs or payplan it's probable not too late £25 in every £100: more towards your debt me thinks
KelJune 2005 = 48K of Debt
Sept 2006 Started dmp = 56k of Debt (inc fees and charges) DFD April 2030:eek:
May 2008 = <5k of Debt (CCA route -48K, paid off 3K) DFD April 2010
Nov 2008 Lloyds found CCA for 14K loan:mad: New DFD Jan 2016
Happy so far tomorrows another day
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I would strongly advise going to one of the big 2 for your DMP.
I set mine up with CCCS and have not had any problems at all and got agreements from all of my debts in place very quickly. CCCS and Payplan are recognised by nearly every company in the UK and thus the companies are more likely to deal with them fully.
Obviously the other big plus is that they are both free to use as they are registered charities.
I wish you luck.
Mandoo.Lightbulb moment: August 2007. Debts totalling £15,634.
Debt as of 19th July 2012 - £6,426.
Estimated Debtfree Date: December 2017, but aiming for a lot sooner!Official DFW Nerd club member #798. Long Haul Supporter #98.
Proud to be Dealing with my Debts.0 -
my dmp is with harrington brooks trading as all clear finance ,
anyone else with them????
NO! DITCH THEM!
Sorry if that was a bit in your face but I was trying to grab your attention. They will take a big fat chunk of your monthly payment to line their own pockets.
Speak to the CCCS. They are a registered charity who won't ever charge you a penny.
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Hi Kenneth77
We are with Payplan and they have been fantastic.
good luck0
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