How long can I pay Token £1 a month?

CCCS_Sarah

barshamhillbilly wrote: »

Hi Chappers
Ill health is the reason for the reduction in wages

Have you checked to see if your entitled to any benefits?

RAS

Check out www.entitledto.com to see if you can get WTC or reduced CT?

Also, it is small beer, bit there are survey and pay of click sites that you could join and get another £20-50 per month. Will post some links.

You need to remember with mystery shopping sites that they affect benefits and tax.

chappers

Fair enough I wouldn't lose too much sleep over it then ,as long as you are ok day to day at least the loan is unsecured, they can't have what you haven't got.Maybe in the future your circumstances will change.

RAS

Chev's survey sites

www.lightspeedpanel.com - this is a survey site, where you get points that turn into vouchers (you choose). May not help with the cash flow, but the vouchers could be saved towards birthday/xmas or given as presents.

www.ciao.co.uk - survey site that gives money. A bit fits and starts i.e. no surveys for a couple of weeks, then three or four the same day.

www.yougov.com - again paid surveys. However takes a while to get to the minimum payout level

www.mytns.com - again this is a survey site, but it pays you in points that convert into Nectar points at Sainsbury’s.

www.pigsback.co.uk - this is a points site, i.e. they give you points for buying things via their site. BUT you also get points for signing up for news letters (some of which are even interesting!), and also for clicking on adverts with pink borders. I have spent NOTHING with them but got £40 vouchers through (been registered since January). There is also a thread in the freebies section, of www.moneysavingexpert.com that gives you all the daily answers to the competitions so you can have a better chance of winning on them. I won £20 of points recently on the daily quizzes so a nice boost to the Christmas fund.

www.mutualpoints.com - another points for clicks site. You can also buy things via their site and get points too. For a long time, I just clicked the links in the emails they send you, and that gets you 5 points. At 3000 points you get £20 I think. You can do searches via their site and that gets you points too.

www.quidco.com - this is a cash back site, so very good, for checking if any potential new insurers (i.e. if you have checked your contents insurance say and found a new provider), are offering cash back. E.g. Lloyds was offering £120 cash back on new policies at one point (the offers do change). You can also get small amounts of cash again for doing searches via their site. You can earn 52p a day by doing this. Every little helps.

www.greasypalm.co.uk - another cash back site, where you can do searches and get small amounts of money. But it all adds up. I think you can get about 50p a day on there for nothing. Minimum payout is £20 I think, but you can sign up to survey sites via there, and get extra money that way for nothing.

www.topcashback.co.uk - another site where you can do daily clicks to get money for nowt.

www.britishrewards.co.uk - same as topcashback, daily clicks to do searches for pennies a time.

Also check out Eagerlearners link

http://forums.moneysavingexpert.com/showthread.html?t=609037&highlight=eagerlearner

barshamhillbilly

Wow, thanks everyone.
Yes - we are claiming all we can. WTC / CTC and a little council tax benefit.
Its a bit bizzarre - we just worked out that if we earn £10 from mystery shopping orother extra work, then we would lose £3.70 wtc, pay £2.20 in tax, £1.10 in National insurance. If we did it regularly enough I suppose that would take us over the threshold for our council tax benefit also. Weird!
I suffer a form of depression and anxiety, mild enough to be able to work, and not be able to claim benefits due to illness. I work it the best I can and have found a couple of caretaking jobs that suit me down to the ground, as they are very flexible and make up full time hours, but over split shifts. On an "ill" day I can get away with a couple of hours work and make it up when I feel better. Good hey?
Unfortunately not the best paid work in the country! But its better than sick leave in my old job, and then some!
Will look at some of these survey and home shoping sites some more, see if we can work something.
Thanks everyone
Feel better already!
Andy

RAS

barshamhillbilly

Mystery shopping would affect your benefits but the pay for clicks and survey sites do not, as they pay in vouchers. And you can do stuff on good days and ditch out on those when you do not feel like it.

barshamhillbilly

Thanks Ras
I haven't got a clue what a pay for click site is yet, or how it works - but will investigate as soon as the smoke alarm stops (The missus is cooking again! ..... I may live to regret that comment)
Andy

barshamhillbilly

Sorry - I meant I don't have any more information than you have already given me - that sounded like I hadn't read your previous post!
Sorry

RAS

Andy

We take offence when it is meant. Pls do not worry about your previous comment. I understood what you meant.

Just glad that life is taking a bit of an up-turn.

keep coming back any time you have a query or if you have an down day or an up day and want to talk.

barshamhillbilly

Thanks Ras,
of course now I realise I should have come here BEFORE switching electricity suppliers last week! Doh!!