Still waiting for CCA from Lowell (Barclaycard)

sth.coast

I had a letter back in January from Lowell trying to get me to pay a Barclaycard debt from 1991. I sent them a demand to send me a copy of the credit agreement and I had several letters acknowledging this saying they would get back in touch when Barclaycard had supplied them with the agreement.

They acknowledged receipt of my letter on 22 January but as yet I have had no credit agreement from them. Now that the 1 month is up, should I make the first move and inform them that the debt was statutory barred (it was over 6 years old, no payments have been made since 1991 and I have not acknowledged it) or should I just sit back and wait?

I am slightly concerned that they may try something else so I was wondering if it's best to make the first move.

Thanks

southnorth

AGB863

I would have done the Statute Barred route first -

You could advise Lowell that as they have not adhered to the CCA request by not supplying the information requested within the correct time frame that they have now committed an offence that can now be reported -

There will be others about who will be able to supply the letters you will need for this.

RAS

This is probably statute barred, but if since tyou have gone the CCa route, you need to wait for 12 working days, plus 2 days plus 30 more days before you tell them to bog off.