Starting CCCS - worried about mortgage

mum_to_izzy

My Mum is just starting with CCCS, she has more or less everything sorted. She has an overdraft with her bank, Abbey and is regularly in this overdraft. CCCS want her to open a new bank account and treat Abbey overdraft as a debt and have it paid off. This is fine, except her mortgage is with the Abbey and she doesn't want to annoy them by paying minimal payments to pay the overdraft.

If she goes with a new bank and pays minimal payments to Abbey, are they likely to get her to sell her house or anything like that?

Hope this makes sense!

Broken_hearted

First of all move bank accounts. As long as the mortgage is being paid from your new bank account they are unlikely to go after the house.