In total awe!!

DADDYMOO

Have finally found a few minutes to sit and browse some posts and replies ~ am in total shock and awe of you lot! How do you do this? Some of you have knocked off over 20K of debt in less than a year! Thats more than I earn! WOW!!:huh: Please bear with us (mummymoo and I) if some of the questions we ask are daft ~ we are very new to this! A big :T to everyone who has helped us so far ~ we don't have time to log in every day so please be patient with us ~ we'll learn forum etiquette in the end!

MissEyre

Hi there and welcome!

Some of the stories are absolutely inspirational, aren't they? You will get lots of support and folk are very happy to answer your questions.

I look forward to seeing your SOA so we can get started helping you

x

smashedbooboo

Hi, and welcome to the fab town of Mse. You will love it here, everyone really friendly, all with different stories to tell, so there will always be someone to help and give advice. And dont forget we socialise on here as well. Sometimes people just need support and a virtual hug.Well we have plenty of those. Huggins and Huggins of them.

Broken_hearted

It doesn't matter if its £20 or £20,000 as long as the debts coming down and everyone is pleased for you. thats what makes this site great.

kizzykizzywizzy

Hi Daddy & MummyMoo
Welcome
It's amazing isn't it? I've saved so much money & changed the way I feel about it too, I've taken control & know where every penny goes, I've discovered ways of getting extra money, I didn't know about using quidco for example to purchase my car insurance got £130 cashback & free greenflag & it was cheaper than other companies!
You will realise that EVERY single £1 or £2 here & there counts & by just cutting out buying a takeaway here or there or walking to save petrol/parking you can completely change your life.
I've got so much I could say about this site I'd be here all day!!
It's fantastic, the people are fantastic, you won't be judged & we are mostly in the same boat.
So get reading, if you don't want to post your SOA ( statement of affairs ) just peak at others on here I'm sure you'll be able to see where you can also slice a few £££s off here & there - Have Fun:T

tealady

:wave: Hi and welcome. There are loads of ways of making money such as working extra hours, stoozing, matched betting (not for the faint hearted see Southernscousers thread re this) and just generally cutting back.
The main thing is go with what you are most comfortable 1st as that will be easiest to stick to.
As for forum etiquette well there is only really one rule and that is to be nice, don't worry about asking questions and just remember that if you think you are asking a daft question you can be sure someone will have asked a dafter one.

ecoelle

Just wanted to say that even though you are new to this i think it's lovely you took the time to reply to reply to another thread and offer support. Well done! take your time and come overe when you can, there's always someone about to offer help. Well done on joining and start asking daft questions soon

BACKFRMTHEEDGE

Welcome - We love MSE:money:

chocaholic110

Welcome!

I didn't think it could be done either but since joining MSE I have learned so many ways that I was throwing my money away or just not making the most of what I had. Plus I didn't realise there were so many ways out there to make extra money (i'm still learning this - free bingo anyone??)

Try posting your SOA and the clever folks on here will be long to give you a nudge in the right direction!

Puzzledbubbles

Hi Daddy and Mummy Moo

Ive only been on here 2 weeks and already ive saved about £15 in my sealed pot challenge (i know its supposed to be guess work but i counted it last week)

And ive managed to make £4 on pigsback and reduce my electricity bill by £16 a month too.

All from the advice of the other lovely people on here trust me im always asking silly q's too and everyone just directs you to the best people or place to find the answers

Puzzled x

Karmacat

Hi there, and welcome to mse! I love your names, by the way, they're sweet.

Usually, people start by cutting down and cutting out expenditure - less expensive media packages, better ways of paying for things, cheaper financing, cashback, all sorts of things - check out the beginnings of threads for that level of work.

Then its about examining every part of your expenditure - the voluntary spending, everything from spending too much on presents to the cup of coffee you used to buy every day.

Then... ta-da! ..... its about finding extra income. At first, I found quite little ways - surveys, clicks, that kind of thing. Then I started selling books & CDs on Amazon - still haven't got to other stuff on ebay or Auctiva or preloved, I've got that yet to come!. Recently, tho, I've been doing risk-free bingo, matched betting, mystery shopping - just on that, I'm looking at nearly a thousand pounds now, and I've got more yet to do on the cashback deals that are available.

The repayments - like mine, thousands since 1st December - that includes the regular repayments, as well as extras. Just thought you should know that! It takes a while to build up to it, tho, just keep going, there's a lot of support on here, as other people have said.

Good luck, keep posting.