Paying in a cheque

amelia23

Hi I was just wondering if anyone knows how to pay in a cheque without having to go down to the bank. Is there a way to do it over the phone or online, with Natwest?
Thanks for your time.

Mikeyorks

No. It's a piece of paper. And it has to go through Clearing for you to get the credit .. so you have to give them the piece of paper to enable that to happen?
Pay it into your Bank's ATM if you can't get to the Bank when it's open.

flutterbyuk25

Some banks let you pay in at the post office as long as you have a paying in slip, and it's one slip per cheque.

Check their website to see if Natwest is included if there is a PO near you.

HTH

x

dmg24

flutterbyuk25 wrote: »

Some banks let you pay in at the post office as long as you have a paying in slip, and it's one slip per cheque.

Check their website to see if Natwest is included if there is a PO near you.

HTH

x

You don't have to have a paying in slip to do this (although I'm sure that they prefer it if you do!) x

gt94sss2

Mikeyorks wrote: »

No. It's a piece of paper. And it has to go through Clearing for you to get the credit .. so you have to give them the piece of paper to enable that to happen?

Believe it or not, some banks in America now allow you to scan a cheque and upload it to them to pay it in.. rather than going to a branch.

They call it 'Remote Deposit'

I was wondering some time ago if they would ever introduce anything similar in the UK but I doubt it - as cheques are a lot more popular in America than here - and their banking system is generally more backward than the UK system in terms of standing orders/direct debits + we are getting same day transfers between banks in May instead

Regards
Sunil

dzug

flutterbyuk25 wrote: »

Some banks let you pay in at the post office as long as you have a paying in slip, and it's one slip per cheque.

Check their website to see if Natwest is included if there is a PO near you.

HTH



x

Natwest is not one of the banks that allow you to use the PO. And with those that do, the PO doesn't handle or even see the cheque - you put it (as many as you like) in a special envelope with the paying in slip and the PO gives you a receipt for the envelope.

jonesMUFCforever

A stamp, an envelope, the cheque and your account details on a bit of paper or a credit slip is all you need.

NinaSwiss

how about paying it in at a cash point?

Mikeyorks

gt94sss2 wrote: »

I was wondering some time ago if they would ever introduce anything similar in the UK but I doubt it .....

You're right to doubt it ... it can't happen in the UK without 'cheque truncation' (the original cheque is retained / destroyed at the point {Bank / CC company / HMRC / DVLA etc} it is initially processed) being enabled. And that dropped out of the UK financial vocabulary several years ago. It was the route to slice 1 or 2 days out of the cheque Clearing cycle .. but that has been firmly put to one side and '2-4-6', is as good as it gets.

Under truncation (as the US .. http://www.tawpi.org/check-truncation-image-exchange.html) the original cheque would have been superseded by a stored image and the electronic data created as a by-product of that ... would be used for Clearing.