Lots of questions! CCA and other stuff..

fedup2007

I have quite a lot of questions. I am trying to sort out my finances. I was wondering whether to make an appointment at a CAB or can I go about this myself?
I will try and be a bit brief here:

2 x DCAs who havent complied with my requests for CCAs in the appropriate time - I have reported them to Trading Standards - heard nothing yet. I want the defaults removing from my credit file - how realistic a request is this?

Have had redemption figures from my mortgage co and a secured loan co. Have numerous queries about added charges and legal fees. As an example - the secured loan company took me to court for possession - I paid all the arrears in full so nothing happened but on the redemption breakdown there are nearly 3k in fees and charges. How can I test if this is correct?

Heres what it says:

court fees 150
legal fees 1316
default collection charges 490
solicitors charge (?) 82
loan co admin charge (?) 66
eastern counselling agency (?) 250
other fees and charges (???) 728

can i write to them to request the legal 'bill' or are there guidelines anywhere on these types of charges?

i'd like to add that this site has been a great help to me, i come on here most days and have managed to get a load of stuff i need. thanks a lot everyone.

immoral_angeluk

bumpety bump!