When to report increase in income to OR

zimlily

Hi everyone

I wonder if anyone can help on this. Dh went bankrupt 2 July 2007.

Further to dh being made redundant at end of December 2007, he has now been offered a job with a higher salary. He is due to start 3 March 2008.

He was sent the early discharge papers at end of January. He promptly completed the IPO form they sent and returned to them asap. As our only income at the moment is benefits that is what he put as income on the form.

When do we have to inform the OR of the change in income. It will be higher than what it was previously so want to avoid an IPO if at all possible if we can and are hoping for early discharge before we need to inform them about the new job. Do they need to know within 21 days of him starting the job or 21 days from him receiving his first pay.

Also is child benefit and child tax credits included in I&E or not?

We also received a letter yesterday informing him that our case is shortly to be transferred to the regional RTLU - what does this mean - and why does this happen?

Thank you for your help, guys.

Best wishes

lupos0_1

Are you saying that you have been early discharged?

If thats the case, you don't need to inform them.

If not, I believe you need to inform them within 21 days of commencing the job as thats when youre starting to earn the higher wage.

zimlily

No, he hasn't been discharged yet. The letter said he would be considered for early discharge and they would write to creditors, etc. He is still shown as bankcrupt on the Insolvency register and we haven't heard anything more from them re. early discharge since this letter end of January.

wherediditallgo

zimlily wrote: »

Hi everyone

I wonder if anyone can help on this. Dh went bankrupt 2 July 2007.

Further to dh being made redundant at end of December 2007, he has now been offered a job with a higher salary. He is due to start 3 March 2008.

He was sent the early discharge papers at end of January. He promptly completed the IPO form they sent and returned to them asap. As our only income at the moment is benefits that is what he put as income on the form.

When do we have to inform the OR of the change in income. It will be higher than what it was previously so want to avoid an IPO if at all possible if we can and are hoping for early discharge before we need to inform them about the new job. Do they need to know within 21 days of him starting the job or 21 days from him receiving his first pay.

Congratulaions to your OH on getting the new job - it's not easy to get work at the best of times, & redundancy can be very demoralising, so well done to him.

The OR needs to be informed within 21 days of any change of circumstances taking place. In his case, he's been on benefits, so starting the new job will mean paying transport costs he didn't have before unless he's going to walk or cycle to work, & possibly having to pay for lunch. In his case, I'd therefore say that he'd need to tell them within 21 days of starting the job, so that they know he's paying more in day-to-day living expenses than was originally allowed for. If however the change of job had made no change to his circumstances except increase in pay (eg he may have got a promotion at work, or his new job may be very close to his old one, or he may be using the same travelcard to get o the new job as he did the old one), then the payday would be the date of the change in circumstances.

Having said that, I don't think the OR would make a big deal out of him using the payday as the effective date - for all anyone knows, he might not like the job, in which it would have been pointless telling the OR before the payday. Early Discharges can take a while to be processed - depending on the circumstances of the case, it could be a couple of months before that comes through. I suggest you could ring/e-mail the OR's office & put a hypothetical question to them, & see what they have to say on it, as the date could make a difference to you.