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Need Pension Advice! Please Help!
Lee999
Posts: 88 Forumite
Hi,
I'm a 26 year old male who has not got a pension.
My company has offered me a pension, which is a stakeholder pension with Norwich Union, at either £65 or £130 a month, but my company do not contribute to it at all.
I could take the easy option and go for that one but I guessed it was best to shop around and see what personal pensions are out there. Trouble is there seems to a lot of different rates, percentages, which just confuse me!
I can afford up to £100 a month at the moment as I have a mortgage and bills to pay and was hoping some of you experts could give me some help in finding the best pension for me.
Cheers
I'm a 26 year old male who has not got a pension.
My company has offered me a pension, which is a stakeholder pension with Norwich Union, at either £65 or £130 a month, but my company do not contribute to it at all.
I could take the easy option and go for that one but I guessed it was best to shop around and see what personal pensions are out there. Trouble is there seems to a lot of different rates, percentages, which just confuse me!
I can afford up to £100 a month at the moment as I have a mortgage and bills to pay and was hoping some of you experts could give me some help in finding the best pension for me.
Cheers
0
Comments
-
Given your confusion you should see an IFA.
www.unbiased.co.uk and postcode search to find your nearest one. Do not get advice from a bank or tied adviser. That website only lists IFAs.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Thanks dunstonh.
Just out of interest what sort of fees do IFA's charge?0 -
Just out of interest what sort of fees do IFA's charge?
Commission or fees is your choice. On £100pm you are probably better off with commission.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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