need some help

bettersaving

I posted a while back but have been swamped with work. I have now learnt to seriously prioritize and have put together my card expenditures.

Sky card - 6000 - I pay 200 a month - 16.9%
Barclaycard - 800 - I pay 50 a month -24.9%
HSBC loan - 10000- I pay 262 a month 14.9%
A car loan at 6000 - I pay 258 a month - 29.9%
Welcome loan at 1000 - I pay 172 a month- 21.9%

does anyone have any advice on how I might consolidate this?

I have not missed any payments on loans or cards, but have been turned down by Virgin card in Oct last year.

My wife and I would like to buy a house some time soon, but am worried my credit might affect our application

any help will be highly appreciated

Kylie

Can you add the interest rates on these?

poppy_f1

check out the snowball calculator at www.whatsthecost.co.uk
this will tell u whats best to pay off first etc