Sharing a good thing - an inspiration moment

Teacher2301

It not often you see many good news stories on this forum, so I thought I'd share my days events so far. Wrote a cheque to mostly clear my Sainsbury's Bank loan and contacted Black Horse Ltd for a settlement fee and found out it was much lower than I thought (£412 but on 0%).

I know it goes against the grain not to pay-off 0% deals but I decided to pay it off as I have saved enough over the last few months and I need to see some reduction in the number of direct debits going out of my account. Expecting a hefty council tax bill this year - as we all are :mad: .

Only leaves a Nat West c/c at £2800 to go (0% until Spetember - but will shift about £700 by then and transfer debt to another 0%) and Amex (I use this rather than a debit card to get cashback - so its my normal monthly spending). No overdrafts to clear nor will I go overdrawn by paying off these debts.

:beer:

kizzykizzywizzy

Well done:j
It may not be DFW to clear 0% deals, but if it gives you a boost, & makes day to day living a bit easier, why not

boredofbeingathome

Yes, that is good news well done. I have paid off my suite this week which was on a 0% deal and i know exactly what your are saying with regards to freeing up direct debits on accounts. It makes you feel better to have taken some off.

Teacher2301

Also, counted up my spare change jar (but forgot to bank it today) - around £40 - but spent £15 in a second's shop - but got all of this years birthday cards, mum's and dad's day cards for children and grandparents plus three plants for £3...one is a recurrent bush - so I'll be making my own jam and jelly next year hopefully.

notanothergreyhair

Whilst I disagree that there aren't many good news stories on this forum (I think this site is full of success stories) I just wanted to say well done.

Teacher2301

True and thanks!