Debt free to become mature student.

playford

playford wrote: »

totals update end of march payday...

March target, "payments up to date, under all authorized limits, no penalty charges" DONE!!!

April... "Reduce overdraft and Loan, and keep credit cards under limit"

Kept credit cards under limit and stayed within over draft limit but totally overspent has a bit of a dispute with the ladyfriend and it took a bit of spending and grovelling.

I have cleared £96 off loan so not a total loss, but still £250 behind total for month.

however i had planned on thailand for a month before uni but am now going for three weeks to andalucia to help my dad build his house there, so costs will be be a lot less and can always save up and go next summer

Totals

HSBC Overdraft at LBM -£1072
Now is £600, end of april target £350.(totally missed!!)


HSBC Credit Card at LBM -£1050
£999


HSBC Loan at LBM -£1100
Now is £854.


Capital One Credit Card at LBM -£860
£800 at present!

Paid off this month £380
total paid off so far £1176! (3mths)
total debt to clear £3006

so so month have only cleared £95 pounds rather than 380 I wanted! I pleased in a way that i still have not had any enalty charges (two months running) and kept within limits.