Debt Help please?

nugget

Hi, A little bit of help would be appreciated here please.
I am self employed, have an £80000 mortgage, £18000 on 3 No. 0% credit card deals and a couple of loans toatalling £20000.

I Have £2000 in a savings account and need to know what I should do first to start to clearing my debts?

I think my name has been aptley chosen. Thanks for taking the time to read this and I look forward to reading the replies.

poorandindenial

hi nugget

can you give a bit more info, you need to know what the APRs and current balances are on the cards. Check out the snowball calculator and that will help you to see where to make the most difference

whatsthecost.com

Sometimes it is motivating to clear a small debt although the general rule of thumb is throw at the highest rate of interest first (so long as doing so doesn't incur you charges - eg non-flexible loans)