We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Bankruptcy Income Payment Order and loss of Housing Benefit

Options
1235712

Comments

  • Chazpots
    Chazpots Posts: 112 Forumite
    Hello again, just wanted to give an update of the latest...
    Had a reply from my MP this week. Doesn't really give a committment to helping out. Just quoted some legislation which doesn't really apply. Recommended I appeal with the help of the CAB. Going to respond with a direct request for support to bring about a change in the rules...watch this space. At least he replied which is more that Gordon Brown has!!!
    Had a very interesting letter from my OR today. They have written directly to the council, it's a cracking letter. Don't think it will prevent the appeal going through but wanted to quote this bit (sorry its a bit long):
    "By including this extra money, which shows in his wages as disposable income, has meant he is unable to comply with his agreement, arsing from the court ordered bankruptcy, and the OR due to this change in his circumstances has had to suspend his payments under this agreement to enable him to maintain his household."

    "The OR therefore believes that you are having the benefit of monies that would have been due to his creditors had you not stopped his benefit and requested the overpayment".

    I think that will help with the appeal. And at least the OR has taken some steps to try and help sort this for us!!:T
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks for the update. Good on you for campaigning on this, you are not the first this has happened to and I am sure there are a lot more out there who have had these problems.

    MP's I have found from personal experiance are about as useful as chocolate teapot :rolleyes: .

    Cracking letter from your OR :)
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • Chazpots
    Chazpots Posts: 112 Forumite
    Thanks TF, you're right about the MP's. Loving my OR today though! It's a great letter. I particularly like a bit where they "request a prompt response within 14 days". :rotfl:

    It's also great that they're keeping me in the loop...can't wait to see the response!

    Figured I might ask someone from the OR office to attend the appeal...I can but ask.
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If you don't ask you don't get :)

    Why don't you fire off a quick PM to JSC1 to ask if he thinks it is feasable.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • Chazpots
    Chazpots Posts: 112 Forumite
    Who JSC1? Sorry still finding my feet here!
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sorry meant JCS1. He is a very nice poster who used to work for the OR's office :D .
    +
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • debt_doctor
    debt_doctor Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Chazpots wrote: »
    Hello again, just wanted to give an update of the latest...
    Had a reply from my MP this week. Doesn't really give a committment to helping out. Just quoted some legislation which doesn't really apply. Recommended I appeal with the help of the CAB. Going to respond with a direct request for support to bring about a change in the rules...watch this space. At least he replied which is more that Gordon Brown has!!!
    Had a very interesting letter from my OR today. They have written directly to the council, it's a cracking letter. Don't think it will prevent the appeal going through but wanted to quote this bit (sorry its a bit long):
    "By including this extra money, which shows in his wages as disposable income, has meant he is unable to comply with his agreement, arsing from the court ordered bankruptcy, and the OR due to this change in his circumstances has had to suspend his payments under this agreement to enable him to maintain his household."

    "The OR therefore believes that you are having the benefit of monies that would have been due to his creditors had you not stopped his benefit and requested the overpayment".

    I think that will help with the appeal. And at least the OR has taken some steps to try and help sort this for us!!:T

    Thats good input from the OR, can only help your appeal !

    DD
    Debt Doctor, Debt caseworker, Citizens' Advice Bureau .
    Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***
  • Hi all, i'm new to this but all this is exactly the same as my problem, although not as higher figure but an amount of £650.00 owed due to NT tax coding. The OR was good in giving me a 2 month payment break while i am trying to sort out this problem with the council. My appeal is on the 7th April so i have just sent a letter to the appeal office stating the quotes DD gave a few posts ago. I feel for everyone on here, no-one has wanted to go BR, and now we are all fighting for our lives. Will let you know how i get on.
  • Chazpots
    Chazpots Posts: 112 Forumite
    Hey fellow "fedupwiththecouncil". As awful as it sounds...it's great to find someone in the same boat. :beer:. ...That's why this thread is here!

    Ridiculous situation eh? What did the council come back with as their argument? How long did you wait for the appeal to come through?

    Please keep me posted with how you get on..xxxx
  • Well Chazpots, I hope the letter from your OR carries some weight in your appeal, its a shame your MP didnt take a little bit more interest in your case !
    I will keep watching for the outcome............Goodluck as always !

    That goes for you to 'fedupwiththecouncil' :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.