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snowballing...?
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we are using a snowball for my BF credit cards it gives us somethin g to focus on ,we check it every month and enter payments etc paula x0
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so do you actually enter in your normal payments are just your extra ones each month?Aug £10 a day £0/£10000
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You can create an account and save your snowball, then any time you make a payment or get charged, you can record it and watch your DFD drop
No longer using this account for new posts from 20130 -
What happened to ZTD's version?????0
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That was the first thing I thought of :rotfl:What happened to ZTD's version?????
That was the funniest thread I've ever seen here - I was lapsing into hysterics for about two days every time I thought of it:rotfl:I'm an adult and I can eat whatever I want whenever I want and I wish someone would take this power from me.
-Mike Primavera.0 -
okay so ive already made an account and saved my snowball. ive told it how much i want to pay off every month - so i still have to update it each month with that? sorry i think im being a bit thick today...Aug £10 a day £0/£10000
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Hi Lysa..... because of your thread, I have just realised u can save ur snowballs.... I had a dodgy home-made Excel one for OH, but now I have a nice shiney one!lysasparkles wrote: »okay so ive already made an account and saved my snowball. ive told it how much i want to pay off every month - so i still have to update it each month with that? sorry i think im being a bit thick today...
From what I can tell, u only add in 'extra' payments that u make, and it automatically assumes that u have made the monthly payment at he level you set in the beginning (if that makes sense!?!)
Sarah x'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
SarahNeedle1872 wrote: »Hi Lysa..... because of your thread, I have just realised u can save ur snowballs.... I had a dodgy home-made Excel one for OH, but now I have a nice shiney one!
From what I can tell, u only add in 'extra' payments that u make, and it automatically assumes that u have made the monthly payment at he level you set in the beginning (if that makes sense!?!)
Sarah x
yep that makes sense! thank u!! glad this post helped you too! im still mega excited that my debt free date is nearer than i thought!Aug £10 a day £0/£10000 -
I know! Its really sad, but I love putting in the extra small amounts and thinking 'oooh only another £20 and it'll be reduced by another month!'.... BUT it also makes u realise what a difference those few extra pennies can make!
Off to find your diary now.......'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
yea i know what you mean its great that you can do that and that it'll update!! bring on the dfd!Aug £10 a day £0/£10000
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