CCA request

artnoble

probably a stupid question but my £1.00 cheque was cashed today for my cca request. anyone know if this is a good thing or not?

RAS

Well at least you know they have got it.

How many days have they got?

fermi

artnoble wrote: »

probably a stupid question but my £1.00 cheque was cashed today for my cca request. anyone know if this is a good thing or not?

Well, it proves they got the letter.

In theory they should only cash the fee if they intend to try and comply with the request.

But some of the less scrupulous (or perhaps clueless) companies will take it as a token payment on the debt. Strictly they shouldn't do that since it represents the "statutory fee" for processing the request under the CCA.

So you'll just have to see if they produce anything?

artnoble

its the second time i have sent the request. the first time i sent the letter but i forgot to put the £1.00 in. but they sent me a template letter saying they cant accept my offer (no offer made).

so i started again.

RAS

I am inclined to agree with fermi - I think a "Thank you for your payment letter might be coming".

Does not matter really as if they do not produce the CCA they can't pursue the debt anyway.

artnoble

we'll see what happens i guess.