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default on a default
judy_
Posts: 112 Forumite
Hi everyone
Am looking for a bit of advice please
In 2000 I got a loan from Barclays with PPI
I then lost my job (I was on a contract which wasn't renewed) Small print said if on a contract no pyout, so I accepted this reluctantly (even though the guy who sold me it at Barclays knew I was on a contract as we were chatting as I filled the forms in) but, alas, his word against mine.
Not long after I went through a messy divorce and was homeless with 3 children, so I defaulted on the loan as I could not afford to pay it, plus my had was elsewhere with all the worry.
I got a default on my credit file, which is about to drop off within weeks.
I would like to know, if I either
a) reduce my £30 a month payments to £1
or
b) stop the payments altogether as I am a bit pee'd off about the PPI
can moorcroft give me another default on my credit file?
thankyou in advance for any replies
Judy x
Am looking for a bit of advice please
In 2000 I got a loan from Barclays with PPI
I then lost my job (I was on a contract which wasn't renewed) Small print said if on a contract no pyout, so I accepted this reluctantly (even though the guy who sold me it at Barclays knew I was on a contract as we were chatting as I filled the forms in) but, alas, his word against mine.
Not long after I went through a messy divorce and was homeless with 3 children, so I defaulted on the loan as I could not afford to pay it, plus my had was elsewhere with all the worry.
I got a default on my credit file, which is about to drop off within weeks.
I would like to know, if I either
a) reduce my £30 a month payments to £1
or
b) stop the payments altogether as I am a bit pee'd off about the PPI
can moorcroft give me another default on my credit file?
thankyou in advance for any replies
Judy x
0
Comments
-
bumping for the "day shift"
x0 -
Have you not claimed your PPI back I did on a First Plus loan and got £4,000 in about 5 weeks from first letter.0
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