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Ms_London Update

Hi all.

I started my new job on Thursday - its going well, I feel valued (the £4K payrise definately helps!!) - and I have since given up my part time job. After having done two jobs for the past 2 years it definately feels strange, but I love it!!!!

This may/may not set my DFD back by a month - it depends on whether I want to live on a restricted budget until the middle November or not. I know its not far away, but part of me feels like having a bit more fun between now and then - but then again, it would mean my final debt repayment is the middle of Dec, whereas I could really use Dec's payday for Christmas etc... Hmmm.!!

Still, I have my holiday in 6 weeks (paid for already) and am really looking forward to that - it will be a well deserved break!!

I havent spent an awful lot recently, my old employer gave me Next vouchers for a leaving pressie, but I cant even bring myself around to spending them (because im so used to being careful!!). HELP!! :0)

How are you getting on?

Ms_London xx

Comments

  • tinalives
    tinalives Posts: 903 Forumite
    Part of the Furniture Combo Breaker
    Congratulations!!!
  • delboypass
    delboypass Posts: 229 Forumite
    Well done. You have certainly turned yourself around and good luck for the future. You have to be careful though not to go overboard with the credit crunching where you become as much of a scrooge as me. We all still need to get out there sometimes and enjoy ourselves.

    Congrats.
  • delboypass
    delboypass Posts: 229 Forumite
    If you wanted you can sell your next vouchers on Ebay and get pretty close to the residual price of them. Give you greater freedom rather than just shopping at Next.
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hiya Ms_london

    Gald to hear the jobs going so well and that u have managed to give up your second job. i still havent heard from that job i was telling u about. apparently its been one big admin !!!!-up literally at there end which may mean i dont here about it until the end of August :mad:

    But im so pleased things are going well for u. I would keep your self ona budget until november and get everything paid off, as come December you can go out and party!!! :beer: :T :beer: :T :beer: :T :beer: :j
    Savings Total so far for 2023: £8,062.58
  • ceegee
    ceegee Posts: 856 Forumite
    Yes, be careful with that budget....not long now until DFD. Don't forget that the holiday is something lovely to look forward to and if it all seems too much when you come back....well, go on a spending spree for free in Next! It would be a shame to delay your DFD and it would have a knock-on effect on Christmas.............do not blow it now......the darkest hour is just before dawn and all that!! The last mile is the hardest!! :beer:
    :snow_grin"Let it snow, let it snow, let it snow........":snow_grin
  • pink_fairy_7
    pink_fairy_7 Posts: 426 Forumite
    Well Done Ms_london. You are an inspiration to us all. :beer:

    When the going gets tough for me I think about how it must feel to be totally debt free. I also re read some of your posts. :T

    I would try to stick to your DFD, but I would also spend the vouchers on yourself perhaps for your holiday?

    Good Luck in everything you do :T

    Pink Fairy
  • OMAR
    OMAR Posts: 701 Forumite
    I am really pleased for you...I hope fully shud be debt free in January 2006 fingers crossed...cant wait
  • Foxy
    Foxy Posts: 10,840 Forumite
    1,000 Posts Combo Breaker
    Well Done Ms_london. :beer:
    It is not what you give your friend, but what you are willing to give him that determines the quality of friendship. -- Mary Dixon Thayer
  • JonSimmonds
    JonSimmonds Posts: 163 Forumite
    Id sugest spending the next vouchers for the next sale, as they normally have a good amount of reductions

    if my memory is right, the next sale should be starting this weekend
  • Squiffy
    Squiffy Posts: 173 Forumite
    Part of the Furniture Combo Breaker
    The Next sale starts at 6am on Saturday at our nearest store.

    I'm going to be there to try and get a new suit plus shirts for my new job. :D
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