We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

helping out with forms

hello
i am filling out forms at the moment for the out goings what is classed as exceptably we have 2 adults 3 children 7,9,14 per month
on house kepping
telephone charges internet
travelling to work
clothing
car tax repairs maintenance insurance
gas electric
water
i do have a car which is going through an insurance dispute subject to libility it,s worths £1150 if i keep the car and salvage valve of £150 i,ve manage to do repairs to get it back on road i would like to keep the car as resale it,s worthless now i don,t mind them keeping any money i get from insurance if i get any but what are the chances of me keeping my car

Comments

  • stubie
    stubie Posts: 244 Forumite
    Sorry is that £7,914 per month or £791.40 per month
  • :rotfl:
    I thought that was the childrens ages...:confused:
    The first time we said hello, was the first time we said goodbye. As the angels took your tiny hand and flew you to the sky-you forever left us breathless. RIP my beautiful granddaughter :(
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    :rotfl:
    I thought that was the childrens ages...:confused:

    Oops! Me too.:o
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • I think it is the kids ages.....:rolleyes:
    The first time we said hello, was the first time we said goodbye. As the angels took your tiny hand and flew you to the sky-you forever left us breathless. RIP my beautiful granddaughter :(
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Hmm maybe it is?

    Anyway..............

    To keep a car and be allowed the associated running costs you normally have to be able to convince the OR that it is required for your "reasonable domestic needs".

    This will mean that the OR will be looking to see if the car is essential rather than just convenient.

    So you would have to start considering what reasons you may have that make a car essential for your day to day living.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • stubie
    stubie Posts: 244 Forumite
    OK, OK its the kids ages.....sorry.....the Kronenbourg 1664 has has a affect or should that be effect on my vision. :o
  • Its not a perfect list by any means..but have a look HERE for an idea of what your allowed.
    Like i said, its not perfect though and doesn't allow for your family size etc.
    Maybe once you've had a look and decided the amounts you could post them on here and people will have a look through to see if theres any way of improving it.
    The first time we said hello, was the first time we said goodbye. As the angels took your tiny hand and flew you to the sky-you forever left us breathless. RIP my beautiful granddaughter :(
  • heres my list
    for 2 adults 3 children aged 7,9,14 based on a month outgoing

    housekeeping £525
    gas,electric £130
    telephone
    internet mobile £50
    travelling costs £85
    clothing £100
    car,tax,insurance £75

    is this ok
  • You have a PM :)
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.9K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.1K Spending & Discounts
  • 244.9K Work, Benefits & Business
  • 600.5K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.