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Iva

i am one year into my iva £400 per month, and feeling the pinch dont know how i will mange the next 4 years. can any body advice of a get out apart from paying up £25K but not bunkrupcy any help would be most greartful

Comments

  • RAS
    RAS Posts: 36,206 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Howard

    What percentage of you debt are you paying back?
    What sort of fees are you paying?
    If you've have not made a mistake, you've made nothing
  • CCCS_Alan
    CCCS_Alan Posts: 282 Organisation Representative
    Hi Howardcoleman

    Hopefully your IVA has a provision for such eventualities such as a change in circumstances. It may be possible for the original agreement to be modified at a creditors meeting. Your supervisor/insolvency practitioner may be able to extend the period of the IVA to allow you to complete your repayment. You need to contact them ASAP and discuss your situation.

    Hope this helps

    CCCS_Alan
    I am a Debt Counsellor that works for the CCCS and have specific permission from Martin, to post on these boards to try and help those in debt. Read more information on the CCCS and what it does in the Debt Problems: What to do and where to get help article.

    CCCS is a registered charity, and there is no charge whatsoever for any of the services we provide to our clients. We take great pride in offering first class help and advice, but we only offer this where we have been able to fully explore and understand your circumstances with you. We want to help you understand these choices and their possible implications but not make them for you.
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