Help with a snowball calculator please

Jules2000_2

Does anyone know of a snowball calculator that takes into account different rates on a card? The ones I've looked at all have a teaser period so you can have say 6 months at 6.95% and then after that the rate goes up to 12.9% and they're not what I want unfortunately. I need to have a calculator that will take into account a life balance transfer rate of 6.95% and purchases of 12.9% (my newly negotiated rates with Sainsburys!)

I'm trying to get sorted and am determined to pay off my debts as quickly as I can but with all the different interest rates I'm confused and don't know which ones to concentrate on.

Any help gratefully appreciated.

Bagpuss741

The only snowball calculator I know is: http://www.whatsthecost.com/snowball.aspx

Valley's_girl

Hi jules try this one not sure if this is the one you tried.
Ally x

Jules2000_2

Thanks for your replies. Yes that's the calculator I'm already using.

Jules

Gemmzie

If there's two rates on the card, put it in the snowball as two separate debts