very unhappy bunny tonight - Help needed

fairmorn308

right i normally keep a eye on my credit file online via checkmyfile which seems ok as lets you see all 3 companies etc

Ok back in 2003 i got a defualt for a credit card but the debt collection agency refuses to reply to my request for the credit agreement. Also i dont no how this happened but it seems they gave me another defualt in 2006 for the exact same debt.

Am not happy at all about this. I know when i was younger i made silly mistakes with money and paid the price and the final CCJ is removed october this year and i will have a completely clean record with no defualts and CCJs providing i can get these 2 defaults removed.

what can i do about getting these removed? The company is Lowell... Am sure there well known on here for being a pain in the !!!

I really want this matter sorted before i get the CCJ removed so i can start a fresh...

Regards

Richie

Mozette

No advice, sorry, but just to send a :grouphug:

poorandindenial

There was a thread with this problem the other day, I'll see if I can find it for you, am not sure what the conclusion was,I think it was one default per debt from the date issued to last for 6 years regardless of whether or not the debt was sold on so if it is definitely the same debt you may be able to get one removed.

Don't rely too heavily on my memory though, I may well have dreamt it, I'll go look.

poorandindenial

Have a look from post 9

Link