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Finally getting my head out of the sand..

Hi All -First time posting here. Finally taken the step and faced up to the amount of debt I'm in after burying my head in the sand for way too long. I'm making contact with the CCCS tomorrow. What are you experiences with the CCCS?

Comments

  • beanielou
    beanielou Posts: 97,027 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Just wanted to say hi & welcome.
    You will get lots of support here.
    Hope it goes well wth the CCCS.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    I've found CCCS to be very good whenever I've had cause to use them.

    But like any advisers, they are only as good as the person you speak to on the day. But that is the same everywhere.

    National Debtline and CAB (make sure it is a specialised money advisor though) are also very good places to seek a second opinion if you should feel the need.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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