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Another £444 paid!

Well i was dreading my council tax arrears but feel really good that we made the first instalment today, have to pay £444 for 3 months (one down, 2 to go) had to use the overdraft but we dont get charged for it and we have been saving the money to get that paid off as well so we just have to work out how to put it back now, Lol, i dont know if this counts as paying something off as we used the O/D but it feels good to see something reducing, now just have to smash my feb total to pay off next months instalment

We seem to have totally lived off our overdraft for a long time now so i see it as usng our own money :rolleyes: (coz we had to make sure we saved it up to have enough to pay it in the first place, if u see wot i mean? lol)

Onwards and upwards!
£10 a day challenge for nov £0/£300
£10 a day challenge for jan £282.11/£310, feb £483/£290, mar £650/£310, apr £332/£300, may £440/310, jun £470/£300 jul £795/£310 aug £3660/£310, sept £510/300 oct £710/£310
£2012 in 2012 £8182.88/£2012 :beer::T

Comments

  • Well done on that! It's always a relief when the number on the demands goes down, isn't it?!
    Almost debt-free, but certainly even with the Banks!
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    well done on paying such a crucial bill. its these steps that make us debt free.
  • Well done:j Yes it does count, because as you've said you had to save some of your overdraft to do it.
    Fantastic keep going - you can & will do it:T
    Comping again - wins so far : 2 V festival tix, 2 NFL tix, 6 bottles of wine, personalised hand soap, Aussie miracle conditioner :beer:

    Married my best friend 15/4/16 :)
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    :j
    just think in 2 months time you'll have £444 to throw at the rest of debts, well done on paying the priority debt:T

    Have you budgeted for the new council tax?:o
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • racer256
    racer256 Posts: 580 Forumite
    Well Done. The first payment is difficult.
    I am full of joy, abundance, wealth and love.
    I am a money magnet. Money comes easily and frequently.
    Canada excursion fund £1243/2500
    £10000 from £100 challenge £0/£10,000
  • kashton_2
    kashton_2 Posts: 370 Forumite
    Thanks for all ure replies, its this site that really keeps me goin


    just think in 2 months time you'll have £444 to throw at the rest of debts, well done on paying the priority debt:T
    I wont actually have this money spare because i am having to do SOOOO much over time to cover the payments, only another 2 months worth to go!!

    Have you budgeted for the new council tax?:o

    I am not actually sure wot the new payments will be when we arent in debt with it anymore, how scary is that!! lol
    £10 a day challenge for nov £0/£300
    £10 a day challenge for jan £282.11/£310, feb £483/£290, mar £650/£310, apr £332/£300, may £440/310, jun £470/£300 jul £795/£310 aug £3660/£310, sept £510/300 oct £710/£310
    £2012 in 2012 £8182.88/£2012 :beer::T
  • churchrat
    churchrat Posts: 1,015 Forumite
    congratulations:j :j :j :j
    when I first started to be a dfw i used to keep a chart and give myself little stars when we had paid towards something and a great big treat (bottle of wine!!!!!) when we had paid something off. how sad is that ??? kept me going tho.
    and agian, well done (and yes, it does count)
    LBM-2003ish
    Owed £61k and £60ish mortgage
    2010 owe £00.00 and £20K mortgage:D
    2011 £9000 mortgage
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