We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Lightbulb moment today

124»

Comments

  • You are doing brilliantly!:j
    ...much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    Go Jules, Go Jules, Go Jules!!!!!

    Once you get those higher APR debts payed off first, it frees up more money to pay the remainder!
    You're doing great so far!
    How addictive is this site?
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • Very addictive!

    I never thought I could go from spending money like there's no tomorrow (hence my problems) to obssessively trying to cut my rate of debt down and trying to save money wherever I can. How weird is that? All in the space of one week - I feel like my whole world has turned upside down :rotfl:
    Debt Feb 2008 £36,413.74 - Estimated DFD July 2011:dance:
    woohoo
    _party_ £10 per day Feb challenge - £312.50/£210 :D
  • Jules2000 wrote: »
    Thanks for that :D

    After I've paid off the Marbles card, which card should I tackle next? presumably my Egg card? Would I then be better off trying to clear some off my Halifax card to get to paying off balance at 19.9% asap? I realise the lower balance transfer gets paid off first. Any advice greatly appreciated (my head hurts !! :p )

    1. Egg - Purchase balance of £1,718.91 apr 17.9%

    2. Halifax - Purchase balance of £7,806.44 apr 19.9%
    Balance transfer of £1,950 apr 6.95% + 1% fee
    Balance transfer of £3,699.35 apr 3.9% + 3% fee
    Total - £13,455

    3. Sainsburys - Purchase balance of £1,676.71 apr 12.9%
    Balance transfer of £6,136 apr 6.95%
    Total - £7,812

    Thanks again
    Jules

    Jules,

    Go for the Egg after Marbles, then see if either of them will do another BT deal for you.

    Well done on everything u have done so far, ur doing great!

    Sarah x
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • MORPH3US
    MORPH3US Posts: 4,906 Forumite
    1,000 Posts Combo Breaker
    Hi Jules,

    This thread ended quite quickly over a month ago... how are you getting on these days?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.3K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.