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Statute Barred Query
Lillys_mum
Posts: 581 Forumite
At the mo I am in the process of contesting a debt - which I have other threads on.
My query is, if I was to successfully reclaim the money I have paid to the DCA in question and they were to then sell the debt onto someone else to try and claim it would the payments which I had made over the past few years be wiped out?
Sorry let me re phrase that.
Lets just say I won back the money I paid to the initial DCA from 2004 to 2007.
The last payment prior to 2004 - to my knowledge - would have been in 2000.
If the DCA sold on the debt to someone else would I now be able to say it was statute barred as there have been no legal payments since 2000 ( if you disregard the payments which were refunded by the DCA as they were not legally entitled to collect them)
Sorry if that is a bit of a garbled mess but you might manage to make some sense of it.
LM
xx
My query is, if I was to successfully reclaim the money I have paid to the DCA in question and they were to then sell the debt onto someone else to try and claim it would the payments which I had made over the past few years be wiped out?
Sorry let me re phrase that.
Lets just say I won back the money I paid to the initial DCA from 2004 to 2007.
The last payment prior to 2004 - to my knowledge - would have been in 2000.
If the DCA sold on the debt to someone else would I now be able to say it was statute barred as there have been no legal payments since 2000 ( if you disregard the payments which were refunded by the DCA as they were not legally entitled to collect them)
Sorry if that is a bit of a garbled mess but you might manage to make some sense of it.
LM
xx
0
Comments
-
just bumping this up.
LM
xx0
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