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Does CCA cover Overdraft debt

noely1
noely1 Posts: 17 Forumite
in Debt-free wannabe
Does anyone know if a CCA letter will cover an overdraft debt. This has been talked about on other threads but I m not sure if it does. If it doesn't cover overdraft debt I don't want to send one and provoke them into more sever action. Anyone sent a letter for an Overdraft debt?

Comments

  • hitback
    hitback Posts: 190 Forumite
    Hi There

    Not sure , but would be interested to find out!!! Debtline sent me some info regarding this, and it says overdrafts are covered...however, have also heard they are not!!? and bank have issued us with a CCJ regarding ours!!!!
    Debt at Sept 2006 £63,500:eek:
    Debt at Sept 2012 £24,400
    DFD Dec 2012! (if PPI claims come in) !! :beer:
    Official DFW Nerd Club Member 828

    Proud to be dealing with my debts
  • noely1
    noely1 Posts: 17 Forumite
    Hi


    Do you have the information that says overdrafts covered.

    Or does anyone know if CCA covers overdrafts. If not is there any other legislation that can be relied upon. I think I will send CCA letter anyway but I m not sure that they ll go for it.

    As a side note what is the difference between a borrower and the Bank agreeing overdraft and the borrower and Bank agreeing overdraft.

    Thanks,

    Dazed and Confused
  • noely1
    noely1 Posts: 17 Forumite
    Sorry I meant what is the difference between overdraft and loan/credit? in respect to CCA.
  • noely1
    noely1 Posts: 17 Forumite
    Has anyone come across the problem before?

    Please advise.
  • compulsivespender79
    compulsivespender79 Posts: 324 Forumite
    Bumpety bump!
    LBM: 14.01.08 - Debt at 25.04.08: £7420.9
    25.06.10: 3200.00 :T I'm over half way there!!! :j
    'Spendaholics Anonymous' Thread Member No 1
    DMP Mutual Support Thread Member No 113
  • davek1
    davek1 Posts: 590 Forumite
    i would like to know to as my overdraft has been passed to a DCA. I have sent them a CCA in any event.
This discussion has been closed.
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