getting to the point of irratation

sammiboo

I dont know why but the past week or so my debt has really started to annoy me. I think more becuase when I come on the forum I see my sig and can see I havent got THAT far to go.

I have managed to clear a load of debt in the past 12 months (over 10k) and now I know that I cant pay anymore than £100 a month due to just buying a house and having more bills to pay its made me really angry, i dont know why I feel angry and its really really stupid.

I want to pay off extra a month but i dont see how I can do it, i just dont want to have this debt for another year and half it will drive me crazy, I know i should feel positive that i havent got much to go but I cant focus that way atm.

Sorry for the ramble just needed to vent a bit. Sorry

elantan

it's very frustrating when you cant pay your debts off as quickly as you would like ...i know when i was getting to the end of my debts i was feeling the same..we just have to think of the end goal..the fact were not getting into more debt...the lessons were learning along the way...can you do any selling on ebay or anything that might help you reach your goal that wee bit quicker? remember as well the more you pay off the less interest you'll be paying

stampyfoot

Buying a house and moving is costly, once you're settled in and things are on an even keel, you may be able to concentrate on getting rid of your debts. You done so well to pay off £10k in the last year.

immoral_angeluk

Ditto what stampy said!

sammiboo

thanks guys - i know i should be more positive

I think I will have a look round the house and see what i can ebay. i have a few books, dvds and cds that can go.

I might just up my DD by £10 and see how that goes. My plan was to may an extra payment the day i got paid with any extra money I had left over at the end of the month. I have lots of birthdays and stuff coming up so thats eating into anything i would have left over.

My problem is i need something to worry about or something for my brain to focus on. For months we were having lots of trouble and stress with the selling of the house and buying this house so i was fine, the debt was getting paid as much i could so i wasnt bothered. Now I have nothing to worry about so this is what I have taken frustration out on

Tiglet

Hey - you've just bought a house, and you've got money left over to pay off your debts as well. I'd call that a cause for celebration:D:beer::D

sammiboo

its early days yet - we still havent gotten into a routine of regular bills.

With Christmas just passing and birthdays that surround christmas I havent gotten into a routine of what I should be spending a month. This is my first house and first time paying house bills (ive been so sheltered )