Advice from CAB

Fran

ZinKep wrote: »

Hi,
I am concerned over CABs advice - they are really pressurizing her to sell her house. .....- but CAB are insisting she puts her house on the market despite current trends.

Can you go with her next time she goes to CAB to see what they are saying? Though CAB are meant to be impartial and non judgemental they are also individuals and some will be better than others. I would definitely put in a complaint/question this advice with the Manager/Director as they advise on a one to one basis so if and adviser is giving bad advice or expressing their personal opinions too strongly others in the bureau might not be aware of it. Also on the other side of things is this really what your mum was advised; did she over-react to a mere suggestion that it was an option because she was feeling over-sensitive anyway? I would definitely look into it though as advising someone to give up their home is a huge step for them. It might be the "lots of repairs" you mention are something your mum could never get on top of?

grace

Is it possible your mother is finding keeping the house in good repair a burden, perhaps she mentioned she was finding it stressful or something....a big old house like that can be a lot of work and expense.

fatbelly

ZinKep wrote: »

...since the CAB helped her write letters and all they were the ones...

Just read your second post and noticed this phrase. It sounds from this as if they are going down the more usual route of pro-rata offers. It's the CAB version of a debt management plan. They do the negotiation and then the client makes the payments. That would be more appropriate and would be good advice.

But it still sounds like there are budgeting issues. What about you and your mum getting together and posting a statement of affairs (SoA)?